2 Phase Bear Markets

My Comments: This is a great overview that needs to be read and understood if you have money in the markets, especially retirement money. If you know how, you can find ways to make it grow when everyone around you is falling backwards. There is a link so you can see the great visuals and …

Continue reading 2 Phase Bear Markets

Fundamental Truths

My Comments: If you have money invested somewhere you may be  wondering how the next several months are going to unfold. We’re in the sixth year of a bull market and that’s a historically long time without a serious correction. This commentary by a very knowledgeable person may give you some insights worth having. Commentary …

Continue reading Fundamental Truths

The Next Bear Market?

My Thoughts: Like a broken clock that is right twice a day, my talking about the coming market crash will be seen as truth. Some, including me, think the downturn has already started. Something will trigger a free fall, and then it'll start going back up. There are strategies that will help you survive and …

Continue reading The Next Bear Market?

Is it 1929, 1987 or Something Else?

My Comments: Those of us with money we plan to use in retirement have to pay attention to what is happening to the stock and bond market. If nothing else it helps us decide if we want to manage it ourselves or get someone to help us. I think we’re due for a correction. I’ve …

Continue reading Is it 1929, 1987 or Something Else?

Retirees Contending With Mortgage Debt

My Comments: Most of you know that my wife and I recently downsized (we now have 60% of what we used to have!) to a new house in a nearby neighborhood. I never knew how much stuff we had. Deciding what to keep and find room for is truly an ordeal. Financially, we accomplished this …

Continue reading Retirees Contending With Mortgage Debt

A Century of Defense Spending In The United States

My Comments:  With deal with Iran now in play, the focus is increasingly on the choice between war and peace. We either come to terms with some kind of negotiated settlement, or we accept the idea of sending young men and women off to die once again. I read recently that of the 239 years …

Continue reading A Century of Defense Spending In The United States

Polls Show Most Americans Favor Pathway To Citizenship

My Comments: I’ve mentioned before that as an immigrant myself, I have a strong interest in this issue. I find it distasteful that children brought here by their parents are forced to leave because their parents arrived here without proper papers. Mindful there is no best solution, I welcome a dialog and changes to the …

Continue reading Polls Show Most Americans Favor Pathway To Citizenship

Rates Must Rise To Avert The Next Crisis

My Comments: Interest rates are the price paid for using money owned by someone else. The rise and fall of that price, which we call interest, is a critical element when it comes to deciding how your money should be invested. For over 30 years they have been trending down and you will soon see …

Continue reading Rates Must Rise To Avert The Next Crisis

Staring Into An Abyss

My Comments: Greece is the focus for many of us whose professional interest is the management of money, both for ourselves and our clients. I’ve said the crisis has the potential to be calamitous, not just for Europe, but for the rest of the world too. Here, Scott Minerd suggests we step back a bit …

Continue reading Staring Into An Abyss

5 Dumbest Investing Bets

My Comments: There is a distinction between dumb and ignorant. The second you can fix with mental effort, but the first just happens. Sometimes I wonder if people are born this way or whether they have to work at it. These five ‘bets’ happen often. Many times it’s because someone has “sold” them the idea, …

Continue reading 5 Dumbest Investing Bets