My Comments: For millions of us, Social Security is our lifeblood. Without the monthly stipend, life as we know it would not happen. Getting your fair share can be a confusing and complicated process. There is little chance to get it right if you first get it wrong. This demands you pay attention BEFORE you …
Continue reading 7 Tips To Maximize Social Security Benefits From A Former SSA Director
My Comments: My type A personality is having a hard time not knowing just when the next market correction is going to happen. The six reasons expressed in this article are, in my opinion, very credible. Some clients have recently abandoned me because I’ve been preaching patience. We’re rapidly approaching the point where the only …
My Comments: I’m really conflicted about what to tell my clients about their investments. On one hand I’m persuaded that a severe correction is coming soon, and on the other, there is something going on that suggests otherwise. Damn, I wish I had a crystal ball. Stephanie Flanders | July 26, 2016 | The Financial …
My Comments: It may be too late to make changes, but if signing up for Social Security benefits is still on your horizon, some of this WILL help you. (Are you listening Eric?) By Richard Best | August 16, 2016 When Social Security was introduced in 1935, it was never intended to be a …
Continue reading 5 Tips to Increase Your Social Security Check
My Comments: For most 21st Century Americans who live long enough to retire, a monthly check from the Social Security Administration is at the core of their future financial freedom. This is a state of mind that says we “have enough money coming in to pay our basic bills for shelter, for food, for transportation, …
Continue reading Social Security: 10 smart ways to get more benefits
My Comments: Our Social Security system is a vital source of income for the vast majority of us who are age 62 and beyond. If you have a qualified earnings history, by the time you reach age 62 you can elect to start receiving a lifetime annuity, one that has a cost of living adjustment …
Continue reading How the The Social Security Spouse Benefit Works
My Comments: The more things change, the more they stay the same. Or is it the other way around? If your future financial wellbeing depends on guarantees and positive market performance, the more you need to pay attention to these trends. Or at least interact with professionals who do follow and understand them. This is …
My Comments: When you reach retirement age, the elephant in the room becomes Long Term Care. This is when someone in the household becomes unable to perform two of what are called Actitivies of Daily Living, or ADLs. A healthy spouse will simply take on more and more to help the affected person manage and …
Continue reading Options for Funding Long-Term Care Expenses
My Comments: Broken record time again. The punditry has almost one voice and yet the markets are not listening. I can’t wait until November 9 arrives. Aug 20, 2016 – The Irish Times “The market can remain irrational longer than you can remain solvent,” is a famous quote, often attributed to JM Keynes. And indeed …
Continue reading ‘Biggest Bond Bubble in History’ is About to Burst
My Comments: these details were found at a site called WiserWomen.com . They are consistent with my thoughts about how to get the most from the Social Security system as you ask questions to find the optimal timing to apply and possibly suspend your benefits. If you want a personal analysis and comprehensive report, talk …
Continue reading Understanding Social Security Spousal Benefits
Helping Define Your Financial Future 