Your Local Social Security Office: Who Can Help

My Comments: There are a lot of good people working for the Social Security Administration. It’s just that some of them are not equipped to answer your questions. This leads to frustration and sometimes making the wrong choices. Here’s an article that might be helpful if you have questions of them and need the right …

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Trump is in the wrong place at the wrong time when it comes to the stock market

My Comments: It’s Monday, my day to talk about investments. Today, there will be two posts instead of one. I think we’re in a bubble, and those don’t end well. From the tulip mania bubble several hundred years ago in Holland to the DotCom bubble in 1999-2000, a lot of people lost a lot of …

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6 Reasons to Work Past Retirement Age

My Comments: You may not need a reason to keep working. But more and more of us are choosing to remain employed. Modern medicine has conspired to keep us healthy, and boredom is an ugly threat. If you have great ways to spend your time and enough money to avoid running out if you live …

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Opinion: This, not Donald Trump, is the true revolution upending stock-market investing

My Thoughts on This: Hysteria on Wall Street! The Crash is Coming! No, It’s NOT! It’s refreshing to see behind the news and find an insight that serves to explain what’s probably going on. These comments by Howard Gold are probably close to the truth. NOT FAKE NEWS! Published: Feb 1, 2017 by Howard Gold …

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What You Should Know About Medicare Enrollment

My Comments: Medicare, along with a Medicare supplemental policy, is, for many millions of Americans, a critical element in their lives. I know it is in mine and that of my wife. As longevity raises its sometimes ugly head, the ability to seek professional health care when the need arises, without having to worry about …

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Putting Clients Second

My Comments: Readers of my posts have seen me comment before on the proposed Department of Labor Fiduciary Rule that is scheduled to be implemented this coming April. It’s directed toward anyone providing investment advice related to retirement accounts (with one major exception!). The rule says that anyone providing such advice must adhere to a …

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Investment Strategies for Your Retirement Accounts

My Comments: A phrase I’m known to use from time to time is that ‘life in this country is better with more money than it is with less money.” While this might seem too obvious for you, there are many people whose efforts to have more money have fallen flat. Here’s a few ideas that …

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Coming Soon: The Worst Investing Returns In 30 Years

My Comments: I found this several months ago and found it again this morning. It’s still very relevant. As someone who attempts to help people make the transition from working for money, to retirement when the goal is money working for you, a big challenge is dealing with expectations. Many advisors have spent the last …

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Maintain a Level Playground

My Comments: This is about a soon to be imposed rule that applies to those of us who provide professional advice about the money you are accumulating for your retirement. It’s called the Department of Labor Fiduciary Standard rule and it’s long overdue. As a financial planner, my role is to identify the existential threats …

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How To Maximize Your Social Security Benefits

My Comments: Sometimes simple is better, much better. I found these words recently and am sharing them here since so many people are now making the transition to retirement. It’s a stressful time for a lot of reasons and the more you understand the financial dynamics involved, the less stressed out you’ll be. January 11, …

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