Housing Policy is Holding Back America’s Recovery

By Edward Luce and the Financial Times My Comment: We've known all along that housing is a major component of our domestic economy. It's disturging to realize that much more could and should have been done to remedy the mess we are in. But we are in a mess and it's going to take time …

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How Long Will I Live and How Much Money Will I Need?

Buckets vs. Systematic Withdrawals By Mary Beth Franklin My Comment: These are two questions that create confusion among retired and almost retired clients. Actually, in almost 40 years, no one has asked me these specific questions, but they exist all the same, and the answers are hard, if not impossible, to answer. Retirement in my …

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Malpractice Insurance – The Financial Black Hole

By Tony Kendzior, CLU, ChFC Medical malpractice insurance is seen as a necessary cost for any physician in private practice. It’s almost invisible, a monthly or annual outlay that no one pays much attention to until there is an issue to deal with or perhaps a premium increase. Over the course of a 25 year …

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Hubris Drives Mistrust in U.S.- China Relations

My Comment: Unfortunately, I’m old enough to remember when Henry Kissinger was our Secretary of State. ( Or perhaps fortunately, since I read the obit column closely these days. ) In either case, he’ll go down in history as a major player in 20th century American history. The author below is referencing comments from Mr. …

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What Should the Government Cut?

My Comment: The headline in today’s Gainesville Sun was that Gov. Scott’s veto pen was not as severe toward the University of Florida as had been feared. Here in Alachua County, UF is the economic engine that drives all of us. But while everyone fears their ox being gored, if the revenues aren’t there, and …

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Is Going to College an Investment?

My Comment: I went to college ( many years ago ). My parents and I never considered any other option. It was the natural thing to do, a simple extension of high school, and since I had the grades, I applied to the University of Florida, was admitted, and the rest is history. Frankly, I …

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J.P. Morgan Weekly Market Recap – April 16, 2012

For those of you who like to pay attention to this stuff, here's this weeks best summary:

How Much Risk Do Clients Really Need to Take?

My Comment: Whenever I read something in an investment magazine that talks about risk and it is never made clear what is meant by “risk”, I end up feeling cheated. Virtually everything we do in life has a “risk component. Driving to the store to buy milk, taking a vacation in Europe, forgetting your boss’s …

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GOP Jobs Plan Offers Alternate Path for Medical Professional Liability Reforms

My Comment: This article appeared last November and came from a company well known to us in the insurance industy, A.M.Best Company. This is the company that rates insurance companies to help the consumer make intelligent choices. The topic will be of no interest to many of you. However, it deals with Medical Professional Liability …

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