A Primer on HSAs and Saving for Retirement

My Comments: HSA is an acronym for Health Savings Accounts. They came into being in 2003 as part of the Medicare Prescription Drug, Improvement, and Modernization Act. They are defined for tax purposes under Section 223 of the IRS Code. With increasing attention on the millions of Americans who will soon retire, and their general …

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The TPP is up and running without us, and we’re losing out on its opportunities

My Comments: While I had some reservations about the Trans Pacific Partnership (TPP), I agreed with it in principal and was encouraged when the Obama administration signed on last December. Then along came the ultimate deal maker and we withdrew from the agreement. In my opinion, more than anything imaginable, that withdrawal effectively ceded global …

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5 Long-Term Care Stats That Will Blow You Away

My Comments: As someone with more years under my belt that I like to think about, dealing with the potential costs of long term care is never far from my mind. We all know that sooner or later the light will go out, but none of can be sure it will go out quickly. And …

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55 All-Inclusive Social Security Facts

My Comments: No comments from me this time. I think 55 things to think about are more than enough. There's probably a 56th, but I have no idea what it could be. Good luck! Well, as luck would have it, I just thought of something. There is likely to be some movement in Congress soon …

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4 Jaw-Dropping Stats about Retirement

My Comments: Virtually everyone I speak with about about their future retirement knows they need to pay attention at some point. But it’s normal not to worry too hard about something that’s not going to happen to you for several years into the future. In my online courses about retirement planning I make this observation. …

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A Radical, Redistributive Re-imagining of Capitalism?

My Comments: You may have heard me describe myself as a Social Capitalist. That term is my effort to describle my views as an economist troubled by the widening gap in income across this country. Sooner or later we have to come to terms with what I call unfettered capitalism which in my judgement, has …

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When it Comes to Retirement, Small Businesses Are Failing Their Employees

My Comments: Very few of us are awash in money. And like it or not in 21st Century America, having more money is almost always better than having less money. If you own a small business or work for one, your future financial security is always in doubt. Criticize me if you will, but my …

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