My Comments: Don’t expect interest rates to increase anytime soon. Decisions by the Fed will influence the prevailing level of interest rates but in the background is the everpresent supply and demand curve. This simply states that the price being paid (interest rate) is a function of how much there is available compared to the …
Tag: adviser
Here’s The Big Economic Risk The Federal Reserve Is Willing To Take
My Comments: In the world of finance, especially here in the US, what the Fed does is a huge determinant of how our lives play out when it comes to our money and purchasing power. People have made and lost fortunes on their expectations of what the Fed will do next. Here is ‘projection’ about …
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Keeping America Great (Again)
My Comments: Despite what some so called "leaders" are exclaiming, America is still a great place to live, work and dream. Sure, there are some troubling issues to deal with, but tell me, was there any point in time when there was perfection. I don't believe you can. Personally, I’m far more interested in what …
Bernie and Hillary re Black America; A Study in Contrasts
My Comments: By know you know I’m a registered Democrat who is unlikely to vote for Donald Trump. But I still have reservations about my support for the Democratic Party nominee. Among the writers I follow is Joel Klein. He writes about American politics and our role in the world. In the column that appears …
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You Can’t Keep Your Money Safe And Grow It At The Same Time
My Comments: The market continues it’s turmoil and there is no end in sight. Yet. Clients and people with whom I talk have two major fears. The first fear is outliving their money and the second is, with interest rates at historic lows, how do they earn enough for it to be meaningful. Life has …
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The Biggest Force Powering The Stock Market Is Starting To Disappear
My Comments: This is important if your financial future depends to some degree on retirement accounts that include investments in the stock and bond markets. If you think the turmoil is going to end soon, you should perhaps think again. Bob Bryan March 11, 2016 Since the beginning of the post-crisis bull-market run (2009), the …
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The Monetary Madness of Trump, Cruz and Rubio
My Comments: On its face, this looks like just another political swipe at the remaining presidential hopefuls on the right. However, as an aspiring economist and financial planner, I appreciate the role played by government in the financial sector and know how critical it is. These comments point to some dubious thinking on the part …
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Woman Hollering Creek, Texas
I’ve long had an interest in place names and how they came to be. I was reminded of this several weeks ago when driving across Texas and saw a sign on a bridge that read “Woman Hollering Creek”. I imagined a surveyor and map maker coming across yet another creek at the end of the …
About That Fresh Fruit We Love So Much
My Comments: 20 years ago, I had no problems with the North American Free Trade Agreement. Today, 20 years later, I have no basic problems with the premise which allows goods and services to be translated freely across North America. But there are obvious unintended consequences, which are described in this article. By Susan Grigsby, …
Negative Interest Rates: What This Means
My Comments: The word "interest" defines the price someone is willing to pay to use your money. In the world of economics, if the price is zero, and knowing price is a function of supply and demand, there is either no demand or the supply far exceeds the demand. Think oil prices these days. Interest …
Helping Define Your Financial Future 