My Comments: Global liquidity or lack of it, is a prescription for investment success, or lack of it. If your retirement funds are threatened, then this might mean something to you. It’s not something to obsess over but it’s something I watch out for and hopefully find some remedies. Some of our presidential candidates will …
Continue reading The Global Liquidity Trap Turns More Treacherous
My Comments: I recently posted about how ‘fair trade’ and ‘fair competition’ are two different sides of the same coin and that what we are missing from American exceptionalism is ‘fair competition’, thanks to Wall Street and Congress. This should make you think carefully about your upcoming votes. By Will Marshall and Ed Gerwin, April …
Continue reading Donald Trump and Bernie Sanders Are Delusional on Trade Policy
My Comments: This is a hot topic. No one likes to leave money laying on the table. Given the chance you will live longer than expected and don’t have the financial reserves you thought you might have, taking advantage of everything possible from the Social Security system is critical for many of us. By Dan …
Continue reading Can I File and Suspend My Social Security Benefits?
My Comments: For many years, the financial industry has been telling those of us who work with clients that as the baby boomers age, trillions of dollars are going to flow to the next generation. The objective has been for us to help those people make good decisions. Or at least that’s what they would …
My Comments: This is about something called an IPO. For the uninitiated, this is an Initial Public Offering. It’s when a company, new or old, attempts to raise capital by offering shares representing an ownership interest to the general public. It’s like a giant, global auction. It's not the final bid that determines how much …
My Comments: This is more about economics than politics. Even if economics is boring for you, you should read it. It gave me a very different insight into the dynamics of today’s political arena. Please, just hold your nose, jump in and wade through the jargon until you see the real meat. (If you miss …
My Comments: My first house was in 1967 (I think). Since then I've had five more, all in the same town, with the current one a significant “downsizing” from #5. Of the first 5, only #2 was a good investment from a financial perspective. If your definition of “good” is wider, then all of them …
My Comments: from time to time my mind tends to wander. Some of you might argue it’s much of the time, but at least it wanders, and wonders. This may not sit well with some of my friends who believe there is an insurmountable gulf between their faith and the world around them but , …
Continue reading Radical New Hypothesis For Why Humans Exist
My Comments: Investing money for the faint of heart is at best, a guessing game. Too much in ‘safe’ bonds and you get hammered when interest rates rise. Too little in ‘risky’ stocks at the bottom of a market trough and you get hammered when the next upturn happens. As explained here, the ups and …
My Comments: For many of us, retirement once seemed like a glorious goal to achieve. Now that many of us are here, the light isn’t so bright. As a financial planner, both for myself and others, the landscape is very different from what it was as little as twenty-five years ago. The fundamentals are the …
Continue reading Why You’ll Need to Own More Stocks After You Retire
Helping Define Your Financial Future 