My Comments: My professional efforts these days are focused on helping people make good decisions about their retirement. My grey hair lends itself to this demographic. So my posts tend to favor ideas and thoughts that are relevant to many people either starting to navigate these transitional waters to retirement, or are already there. Nov …
Tag: adviser
Donald Trump Is Not Having Fun
My Comments: Please understand I am not interested in throwing gasoline on an existing fire. I am interested in understanding how we got to where we are and how we might influence the future for the betterment of EVERYONE OF US. Yes, I did vote for Hillary and did not vote for DT. I didn’t …
How Timing Impacts Your Retirement Portfolio Longevity
My Comments: Many a client has asked “How long will my money last?” and the only rational, unsatisfactory answer is “It depends”. Unfortunately, luck plays a major role in our lives. If you’re alive and well today, chances are you’ve had at least some good luck. In answering the above question, much depends on timing, …
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3 Charts That Show Stock Market Euphoria Is Totally Unprecedented
My Comments: I’m thinking of getting into the markets. That’s a sure sign the bottom will soon drop out. Jesse Felder on March 18, 2017 Last week I focused on fundamentals, sharing 3 charts that show stock market valuations are totally unprecedented. This week I'll focus on sentiment. When looking at sentiment many people like …
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A Retirement Checklist
My Comments: There’s a fundamental difference between strategies and tactics. If you don’t now know the difference, and you realistically plan to retire at some point, then I encourage you to learn and understand the difference. Too many people get caught up in tactical steps, responding to what they might see on TV or in …
Attention, Seniors: A New Social Security COLA Bill Was Just Introduced in Congress
My Comments: This might be good news if it wasn’t so unlikely to happen. Sean Williams | Mar 18, 2017 According to the January snapshot provided by the Social Security Administration, nearly 41.4 million retired workers are receiving a monthly benefits check from Social Security totaling an average of $1,363. While that may not sound …
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3 Secrets to a Comfortable Retirement
My Comments: These lists are usually somewhat pathetic. Why just 3 secrets; why not 5? And these are not really secrets. But I needed something to try and catch your attention today so here are 3 Secrets! I think it’s very possible that the next 30 years are going to be far less ‘profitable’ than …
The Big Problem With Democrats’ and Republicans’ Social Security Proposals Is They’re Both Right
My Comments: We long ago decided as a society that letting huge swaths of our population, the elderly, suffer and die early was not in our best interest. This premise has been part of the fabric of every society for millions of years. In the 1930’s it was decided that it was not enough to …
It’s Bubble Time!
My Comments: I’ve been around long enough to have experienced some bubbles in the markets and they’re not pretty. Especially the one in 1987 when my colleagues and I stared at each other in disbelief as our money and that of our clients disappeared in a cloud of dust. We’re due for another. And while …
The US Is Going Through a Profound Demographic Shift That Will Affect Everyone
My Comments: Our economy is dying. And it has nothing to do with Republicans or Democrats. It has to do with demographics. A solution is to encourage immigration, a source of new people to add to the labor force, buy homes, buy cars, buy groceries, buy insurance policies, and everything else normal people do. Yes, …
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Helping Define Your Financial Future 