Ideas to help preserve and grow your money
My Comments: Being alive carries with it certain risks. Some can be managed and some cannot. Running out of money in retirement is a risk you want to avoid if you can. To the extent you have been able to pay off a home mortgage or otherwise find yourself with an equity position, sometime a …
Continue reading How a Reverse Mortgage Can Benefit You in Retirement
My Comments: I had no idea so many of us didn’t plan ahead in terms of where to live. You'll find this issue addressed as one of the 8 primary questions that appear in Successful Retirement Secrets, my online retirement planning school. What follows is a helpful list of criteria as you think about your …
Continue reading 1 in 3 Retirees Would Rather Live Elsewhere
My Comments: I’m sharing this article from Wade Pfau because it might help you better understand conflicting messages you encounter from those with whom you seek financial help. My online school, Successful Retirement Secrets™, was created to help anyone and everyone learn HOW to think about their financial future. In other words, to help you …
Continue reading Two Philosophies of Retirement Income Planning
My Comments: Full Retirement Age is that month, according to the Social Security Administration, where you gain some real advantages. I have some reservations about Sean Williams' comments since he’s not yet old enough to understand the emotional side of financial decisions when it comes to retirement income. However, the headline resonates with me as …
Continue reading 3 Smart Reasons to Take Social Security at Full Retirement Age
My Comments: Like everyone, I could use a crystal ball. Since they don’t exist, I have to turn to writers with a far better understanding of what’s going on than I have. To that end, these words from Larry Fuller are helpful. Fortunately, he avoids many of the big words that too many pundits use. …
My Comments: It really helps to sometimes see life from 50,000 feet. This article does that for me. We get caught up in the crisis of the moment, which happens all the time. And depending on our age, we focus on what we need to do today. My focus is helping people create a worry …
Continue reading You’ll Never Get ‘There’ When It Comes To Your Finances
My Comments: I feel very fortunate in that I have few regrets after 77 years of life on this planet. Which is good since I can’t go back and do things differently. I suspect that’s why my entire focus today is what I can get done today and perhaps influence the future. I have no …
Continue reading This Is What Retirees Would Do Differently If They Could Go Back in Time
My Comments: This was clearly written by someone not yet fully versed in the subject. He’s young with expertise in picking stocks for future gain. Unfortunately, this is typical of what a reader finds when searching for ideas about their retirement and how to make critical financial decisions. There are far more than 3 questions …
Continue reading 3 Things That Affect When You Should Apply for Social Security
My Comments: There are some well known market pundits out there whose advice can be taken seriously. But not always. We know historically stocks outperform most other kinds of traditional investments over time. That if you are accumulating money to use in the future, and that future is a few decades down the road, then …
My Comments: For those of us who preach retirement planning, much of this is old hat. But for those of you just starting to get serious about thinking retirement, these are all valid concerns. But before you rush out and spend money, you need to better understand how you want your life to play out. …
Helping Define Your Financial Future 