My Comments: I’ve long followed Dr. Dahle and remarked on his expertise with respect to investing money for retirement. His specialty is advice for fellow White Coat professionals but his ideas should resonate with anyone working to accumulate funds to finance one’s life when their work life ends. What follows here is his introduction to …
Category: Investing Money
What Is The Upcoming Retirement Security Rule, and Will it Help You?
My Comments: If you’ve read my recent posts, you’ll know I’ve spoken about fiduciary standards and encouraged you to specifically ask whether the money person you’re talking with is willing to declare themselves a fiduciary. That declaration holds them responsible for acting in your best interest. Yes, there will always be the occasional con man, …
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The Pros and Cons of Buying an Annuity For Retirement
My Comments: You may have seen recent articles suggesting that annuities are the worst thing since sliced bread for your retirement money. What is typically ignored is that for fiduciaries and professional financial advisors like myself, there are lousy annuities and there are excellent annuities to choose from. The challenge for you is to know …
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Annuities are key to American retirement. So why are so few Americans buying them?
My Comments: There are good annuities and there are bad annuities. Most of the bad ones have been created and aggressively sold by insurance companies whose sole objective is to generate revenue for the company and their agents. The study results described below tell us why they have been successful. It’s not easy to find …
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8 Proven Investment Options to Safeguard and Grow Your Retirement Money
My Comments: For many, getting serious about retirement doesn’t happen until someone reaches their 50’s. There’s too much other stuff going on. But sooner rather than later, you have to make sure you’ll have enough money to sustain yourself for the next 30+ years. This is critical if you don’t want to find yourself climbing …
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Four Unseen Icebergs That Could Sink Your Retirement Plan
My Comments: As a financial planner for the past five decades, I’ve seen my share of success and of failure. These days, too many folks have money worries that are very uncomfortable. It’s largely because while you’re young and working, it’s hard to conceive the day will come when your income stops or dramatically slows …
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6 Key Signs You Will Be Able To Enjoy a Middle-Class Retirement
My Comments: Some of this seems counter intuitive but I can’t tell you how many times I’ve talked with people who have retired and seem unable to enjoy their lives. The six signs described below need to be focal points for most people when reaching age 60. By that time you probably know that at …
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In Retirement, Put Your Eggs in These Three Baskets
My Comments: Retirement can be just as stressful as working 8 to 5 or more for decades. That's because retirement brings about a shift in mindset and financial dynamics. The transition from working for money to having money work for you can be a source of significant stress for many of us. Planning and adopting …
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11 Signs You Will Be Able To Live Off Your Retirement Nest Egg
My Comments: We’re living longer, too many of us have limited financial skills, the level of pervasive uncertainty about the survival of our democracy and what it will look like in a few years, all add up to stress which is not a healthy outcome for any of us. Whether you have enough money to …
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How to manage your money after you retire
My Comments: Over recent months, I’ve received negative comments from readers suggesting I don't know what I’m talking about when it comes to investing money. One recent comment suggested I clearly had no clue what I was talking about; the comment was just buy and hold with no attempts to time the markets. However, that …
Helping Define Your Financial Future 