My Comments: Last Wednesday I posted something about Covid19 that resonated with me. Since then, I've I decided I'm tired of always writing about the stock market, about retirement planning, about Social Security, etc. Life for too many us has been turned upside down by the pandemic. So this week I'll be writing more about …
Category: HealthCare
Why We Weren’t Ready for the Coronavirus
My Comments: I found this to be a rational, entertaining and objective analysis of circumstances in which we find ourselves. It's ubiquitous, and it's potential for doing harm to me and my family is not far from my conscious thoughts seven days a week. I'm not sharing in an attempt to assign blame for what …
What’s Happening Today…
I write these posts because it helps me stay busy, and because it’s easier for me to express my thoughts through my finger tips than it is through my mouth. I cannot untangle my tongue very well; I can easily erase and rewrite something. If I say something helpful, I'm pleased, but mostly I do …
Should You Always Sign Up for Medicare Part B at 65?
First, everyone should understand that Medicare Part A covers inpatient hospital and skilled nursing care. Medicare Part B covers all outpatient needs, doctors services such as office visits and surgery, MRIs, chemotherapy and the list goes on. Second, to qualify for Medicare at all, one must work and pay taxes for 10 years or 40 …
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Retirement: The Go-Go, Slo-Go, and No-Go Years
My efforts today are spent teaching others about the dynamics of retirement. I do this with an online effort, the goal of which is get them ready for retirement and enjoy the rest of their lives. With luck, they’ll experience all three. Chances are, if your health is good, you’ll start with the Go-Go Years. …
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Working Past 65 Can Affect Your Social Security Benefits and Medicare Premiums
Why age 65? Why is that such a pervasive number when thinking about retirement? My assumption is that it first appeared in documented action in 1935. That’s when Congress passed the Social Security Act, designed to pay workers age 65 or older a monthly stipend from amounts they would pay into the system. I suspect …
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America’s long-term care crisis is worsening
My Comments: A massive problem for Americans going forward involves the cost of health care. I’m not here to offer ideas about how to solve that problem, that’s for our next elected leaders. I am here to tell you that if you haven’t already died, chances are you’re going to need some form of long-term …
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Millennials Will Get Sick and Die Faster Than the Previous Generation
My Comments: Much to my dismay, I was born five years before the advent of what today are known as the Baby Boomers. After that came their children, referred to as Generation X, followed by Millennials or sometimes Gen Y, and lastly, from 1996 to the present, Gen Z, iGen, or Centennials. Now we have …
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67% of Older Americans Wish They Understood Medicare Better
My Comments: As one of the Older Americans referenced in the title above, I can attest to being in the 33% with a good understanding of Medicare. I’ve had to pay attention since I still pay a lot of money every month to make sure my wife and I can access health care when we …
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3 Ways Bad Health Can Ruin Your Retirement
My Comments: The cost of health care in retirement can be dramatic. Things tend to go wrong as we age, and to the extent you want to maintain your lifestyle after retirement, we’re often faced with unpleasant choices. This is not intended to frighten you. If you’re as old as I am, you have long …
Helping Define Your Financial Future 