My Comments: Yesterday, I posted Part I of a three part series from the staff of Fortune magazine. I was struck by it’s relevance in today’s America in terms of it’s expose of where we are as a nation, both politically and economically. In my opinion we have roughly two years to figure out whether …
Continue reading The Shrinking Middle Class: How We Got Here, And Why
My Comments: I’ve always enjoyed the traditional greeting associated with today: Happy New Year! And so I offer you my heartfelt wishes for a HAPPY NEW YEAR! But the reality is that for many millions of Americans, 2019 will not be a happy year. And so I offer an apology for spoiling the fun with …
Continue reading The Shrinking Middle Class: The Current State of Affairs
My Comments: As always, this is when I try to identify and make a list of things I want to do in the coming year. And as always, I might get one done but by the end of January, it’s all in the rear view mirror. But that doesn’t mean new year’s resolutions are a …
Continue reading The Ten Best Personal Finance Resolutions for 2019
My Comments: Thinking hard about your future retirement can be painful. But unless you want your later years full of unwanted stress, you need to spend time thinking about it. This is a rather technical overview for those of you not afraid of change and how it might affect your life going forward. November 1, …
Continue reading Change Is Coming To The Retirement Landscape
Here's wishing your Christmas is with family and friends and your time together is glorious. And then, just a few days later, may the New Year bring you more happiness than you can imagine. From my family to yours. Tony
My Comments: What is described here is gut wrenching for me. Much of that is because the Democratic Party was, and perhaps remains, tone deaf to the malaise that gripped working people across the country as we approached 2016. As before, we cannot remake the past, only influence the future. My efforts to make positive …
Continue reading The death of our Siemens factory is the result of another Trump lie
My Comments: I’ve written life insurance policies on men, women and sometimes children for over 40 years. In almost every instance, objectivity was hard to come by. The idea of death is difficult to talk about, especially when it’s about your death, or those you love. As I’ve aged and come to terms with my …
Continue reading The Most Overlooked Issue In Retirement Planning
My Comments: People become emotionally involved with their retirement accounts. With retirement money, there are components that reflect future peace of mind, freedom, independence and comfort levels. Making decisions about it are inherently difficult. Couple that with a feeling of intimidation resulting from, among other things, a lack of control over what’s happening with their …
Continue reading Why You Should Move Your 401(k) Into An IRA
My Comments: This is an alarmist headline written some five months ago. Because the ‘disaster’ has not yet happened, there’s a false assumption that it won’t happen. Markets crash, whether we like it or not. No amount of bluster by the political party in power or the efforts of the Federal Reserve will change the …
Continue reading America Is Overdue for Another Economic Disaster
My Comments: I don’t care if you are already receiving Social Security benefits or not, this is something every one of you should do. What you will find is that the Social Security website is a really good one, full of useful information and easy to navigate. If you expect to start receiving a monthly …
Continue reading If You Do Only 1 Thing This Social Security Month, Do This
Helping Define Your Financial Future 