My Comments: Those of us with money we plan to use in retirement have to pay attention to what is happening to the stock and bond market. If nothing else it helps us decide if we want to manage it ourselves or get someone to help us. I think we’re due for a correction. I’ve …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
How to Fix Our Interstates
My Comments: As a resident of Gainesville, Florida since 1959, I remember when I-75 appeared locally. Bud Johnson and I would explore the countryside on our bikes on weekends. Among my memories are a bridge under construction near Warren’s Cave and I-75 was simply a cleared trail through the woods. Another day we found ourselves …
Social Security Mistakes That Can Be Fixed
My Comments: With so many of us soon to retire, and the not so obvious complexity of Social Security, there comes a time for many when decisions made ask for a redo. Some are possible and this short article describes some of them. If you have yet to claim benefits or are less than 12 …
Quantum Experiment Shows How “Time” Doesn’t Exist As We Think It Does
My Thoughts: I spent a little 'time' this morning with my grandchildren. Delighted that they live here and that my 'time' on the planet hasn't ended. It did for a friend of mine this past weekend. 24 hour days have been the norm here since the beginning of 'time', or have they? Spending a lot …
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Retirees Contending With Mortgage Debt
My Comments: Most of you know that my wife and I recently downsized (we now have 60% of what we used to have!) to a new house in a nearby neighborhood. I never knew how much stuff we had. Deciding what to keep and find room for is truly an ordeal. Financially, we accomplished this …
A Century of Defense Spending In The United States
My Comments: With deal with Iran now in play, the focus is increasingly on the choice between war and peace. We either come to terms with some kind of negotiated settlement, or we accept the idea of sending young men and women off to die once again. I read recently that of the 239 years …
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Gamma-ray Rain From 3C 279
My Thoughts: An example of our insignificance in the universe; here is a short (1.10 mins) video that portrays a shower of gamma rays from a galaxy far, far away. The video was posted on a web site I often visit sponsored by NASA. Every day there is new image or video that reflects something …
Polls Show Most Americans Favor Pathway To Citizenship
My Comments: I’ve mentioned before that as an immigrant myself, I have a strong interest in this issue. I find it distasteful that children brought here by their parents are forced to leave because their parents arrived here without proper papers. Mindful there is no best solution, I welcome a dialog and changes to the …
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Rates Must Rise To Avert The Next Crisis
My Comments: Interest rates are the price paid for using money owned by someone else. The rise and fall of that price, which we call interest, is a critical element when it comes to deciding how your money should be invested. For over 30 years they have been trending down and you will soon see …
US-Iran Treaty Can Send Oil to $40
My Comments: I’ve already said that I much prefer a negotiated deal between adversaries than continued threats to bomb the crap out of them. In todays economic and political environment, that option poses too many risks that I’m unprepared to accept. Here’s some economic thoughts about what might happen, now the deal is in place. …
Helping Define Your Financial Future 