My Comments: These five ways are not foolproof, but will at least give you pause for thought. In a couple of months, I’m starting a series of free workshops sponsored by the American Financial Education Alliance whose mission is to promote financial literacy across the United States. Check out their website if you are curious. …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
How Retirement Advice Is About to Change
My Comments: Retirement planning is one of the principal tasks of my practice. In fact, I will soon start teaching a new course sponsored by the American Financial Education Alliance (AFEA) to promote financial literacy. I’ve created a Chapter of AFEA here in Alachua County with my target audience people between the age of 55 …
Do the recent changes in Social Security rules allow you to file and suspend?
My Comments: A critical date is fast approaching for those of you who have not yet signed up to receive your Social Security benefits, for one reason or another. This writer clearly knows his stuff and if you have questions of me, I’ll do my best to answer them. None of this may apply to …
Continue reading Do the recent changes in Social Security rules allow you to file and suspend?
The Global Liquidity Trap Turns More Treacherous
My Comments: Global liquidity or lack of it, is a prescription for investment success, or lack of it. If your retirement funds are threatened, then this might mean something to you. It’s not something to obsess over but it’s something I watch out for and hopefully find some remedies. Some of our presidential candidates will …
Continue reading The Global Liquidity Trap Turns More Treacherous
Donald Trump and Bernie Sanders Are Delusional on Trade Policy
My Comments: I recently posted about how ‘fair trade’ and ‘fair competition’ are two different sides of the same coin and that what we are missing from American exceptionalism is ‘fair competition’, thanks to Wall Street and Congress. This should make you think carefully about your upcoming votes. By Will Marshall and Ed Gerwin, April …
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Can I File and Suspend My Social Security Benefits?
My Comments: This is a hot topic. No one likes to leave money laying on the table. Given the chance you will live longer than expected and don’t have the financial reserves you thought you might have, taking advantage of everything possible from the Social Security system is critical for many of us. By Dan …
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Parents and Inheritance
My Comments: For many years, the financial industry has been telling those of us who work with clients that as the baby boomers age, trillions of dollars are going to flow to the next generation. The objective has been for us to help those people make good decisions. Or at least that’s what they would …
A Chilling Message About The Stock Market
My Comments: This is about something called an IPO. For the uninitiated, this is an Initial Public Offering. It’s when a company, new or old, attempts to raise capital by offering shares representing an ownership interest to the general public. It’s like a giant, global auction. It's not the final bid that determines how much …
Is Bernie Sanders A Democratic Capitalist?
My Comments: This is more about economics than politics. Even if economics is boring for you, you should read it. It gave me a very different insight into the dynamics of today’s political arena. Please, just hold your nose, jump in and wade through the jargon until you see the real meat. (If you miss …
Is Your House A Good Investment?
My Comments: My first house was in 1967 (I think). Since then I've had five more, all in the same town, with the current one a significant “downsizing” from #5. Of the first 5, only #2 was a good investment from a financial perspective. If your definition of “good” is wider, then all of them …
Helping Define Your Financial Future 