A Message for My Children and Grandchildren

Slow Economic Growth Will Be Around For A Long Time My Comments: I have my doubts that Hillary Clinton could have fixed this, but with 45 in the WH, there is virtually NO chance this problem will be fixed. And the longer it takes to fix it, assuming it can be fixed, the very people …

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Attention, Seniors: A New Social Security COLA Bill Was Just Introduced in Congress

My Comments: This might be good news if it wasn’t so unlikely to happen. Sean Williams | Mar 18, 2017 According to the January snapshot provided by the Social Security Administration, nearly 41.4 million retired workers are receiving a monthly benefits check from Social Security totaling an average of $1,363. While that may not sound …

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Investment Strategies for Your Retirement Accounts

My Comments: A phrase I’m known to use from time to time is that ‘life is generally better with more money than it is with less money.” While this might seem obvious, there are many people whose efforts to have more money have fallen flat. Here’s a few ideas that might help you. Michelle Mabry, …

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The American Dream is Fading, and May Be Very Hard To Revive

My Comments: From age 10, I grew up in middle America with an educated father, a full time mother and a dog. It was assumed I would go to college, get a job, be self sufficient, and at the very least maintain the same standard of living as my parents. I achieved that goal but …

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25 Reasons To Help Avoid Economic Suicide

My Comments: Don’t freak out yet! Yes, this is about economics and for some of you, it might as well be written in Russian or Greek. But it is relevant to your future standard of living. Try hard to at least get through the first paragraph. And let me know your thoughts. Mark J. Perry …

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The Biggest Losers in Trump’s Potential Trade War

My Comments: It’s been hard to tell if the mistakes coming out of the White House are simply the result of the learning curve necessary to be competent or whether it’s the result of overt incompetence. But I do think it’s increasingly clear that Donald Trump is in over his head. The person most likely …

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Coming Soon: The Worst Investing Returns In 30 Years

My Comments: I found this several months ago and found it again this morning. It’s still very relevant. As someone who attempts to help people make the transition from working for money, to retirement when the goal is money working for you, a big challenge is dealing with expectations. Many advisors have spent the last …

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Maintain a Level Playground

My Comments: This is about a soon to be imposed rule that applies to those of us who provide professional advice about the money you are accumulating for your retirement. It’s called the Department of Labor Fiduciary Standard rule and it’s long overdue. As a financial planner, my role is to identify the existential threats …

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How can Britain exit the EU? As a nation state Britain doesn’t really exist

My Comments: the first six years of my life were spent in England. Until I was probably fifteen I had no notion there was anything other than England when it came to where my aunts and uncles and cousins lived. During those fifteen years, I lived also in France, in India and here in the …

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Women Failing To Max Out Social Security Benefits In Retirement

My Comments: Social Security is well named. It provides financial security and because it is so pervasive, it carries a social legitimacy that is hard to argue against. Looking after the elderly has been a social mandate among humans forever. And given that women tend to outlive men, the social needs of women after a …

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