My Comments: A critical question on the minds of everyone is “Will Social Security be there for me or my spouse?” It doesn’t matter where you are in life, short of being on life support. Unfortunately, there is not yet the political will to impose a solution. That’s because the crisis is not yet within …
Tag: social security benefits
When Should You Apply for Social Security
My Comments: Brian Stoffel has identified 3 critical elements for everyone not yet retired and receiving Social Security benefits. And they are not just about money and the role it plays in people’s lives. I could point out some flaws in his arguments, but the message is real. Brian Stoffel | Apr 17, 2017 You …
Everything Looks Like A Bubble
My Comments: The article below comes courtesy of a writer by the name of General Expert. He/she/they write extensively and appear on an investment news feed I follow called Seeking Alpha. You'll have to draw your own conclusions about the message but I, for one, find it interesting and informative. Here’s a link to the …
Rates Won’t Skyrocket, So Ignore the Cassandra Chorus
My Comments: The last time interest rates started moving upward in a long term up trend was 1946. This lasted until 1981. Then they started moving down again. Now, 36 years later, they have once again started upward. The central bank, known as the FED, started moving them back up about a year ago. Granted, …
Continue reading Rates Won’t Skyrocket, So Ignore the Cassandra Chorus
Social Security “Facts” Or Myths
My Comments: It’s clear from the questions I get that people starting the transition to ‘retirement’ are easily confused by Social Security. They know it’s there; they’ve been paying into it for years. But there are enough variables to paralyze you if you let them. Todd Campbell \ Jun 26, 2017 There's a lot of …
Where To Invest
My Comments: There is a lot of fear these days about money. We all know that from time to time the markets experience a correction. Depending on how old you are and when you expect to use the funds you have, this fear is normal. So how do you deal with it? Again, depending on …
How Republics End
My Comments: We are now six months into the Trump presidency. I somehow knew it was going to be a challenge because the values that surround him are so very different from mine. What I didn’t expect was the utter fecklessness, wrapped inside a veneer of patriotism. I now have many more unresolved fears about …
Retirement For Workaholics
My Comments: I’m NOT a workaholic. But I’ve learned that ‘retirement’ means very different things to people. For many of us, it’s an ugly word. For me it just means doing what I’ve done for decades, but with a recognition that today it takes me two hours to do what I used to do in …
The Forces Behind Income Inequality in America
My Comments: Followers of my posts have heard me say that income inequality is the greatest existential threat to our society. It ranks up there with global warming. The path we appear to be on right now, both here in the States and across the planet, will not change until this issue is addressed. It …
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Is Social Security Going Broke?
My Comments: In 1983, when Social Security was on the verge of going broke, Congress made some changes to keep it alive and well. It’s again on the verge of going broke and there are ways to fix it. But were not yet close enough to the edge of the cliff for there to be …
Helping Define Your Financial Future 