My Comments: Why, you ask, do I repost an article that on the face of it has nothing to do with investing money, or financial planning or making sure taxes are minimized. Well, because many of you are going to be investing money ten, twenty, and thirty years from now. Your lives will change from …
Tag: Retirement planning
Why Emerging Markets? Growth, Demographics and Yield
My Comments: In the early 90’s, I opened a branch here in Gainesville for a company called International Assets Advisor Corporation. This company, headquartered in Winter Park, FL was a leading proponent of having clients invested in markets beyond the US. It was a rather revolutionary idea at the time. The lead broker on the …
Continue reading Why Emerging Markets? Growth, Demographics and Yield
Solved: 10 Social Security Mysteries
My Comments: Amid the budget crisis that seems to consume Washington and the national press are issues about social security that never seem to go away. This is spite of the fact that we are among the wealthiest nations on the planet and that it was deemed some 80 years ago that we could afford …
For Tax Identity Thieves and Phishers, Business Is Booming
My Thoughts on This: One of the consequences of the deal entered into by Congress that will result in across the board budget cuts will be a greater inability on the part of the IRS to detect fraud and catch the bad guys when it comes to taxes. Many of us have little love lost …
Continue reading For Tax Identity Thieves and Phishers, Business Is Booming
The U.S. Tax System: How Did We Get Here? Pt. 1, the Early Years
My Thoughts on This: I was taught long ago that no one has a responsibility to pay more in taxes than is required. It’s up to you and I to figure out what is required. So we push the envelope and either through good fortune or because we really know what we are doing, we …
Continue reading The U.S. Tax System: How Did We Get Here? Pt. 1, the Early Years
THE ONLY SAFE WITHDRAWAL RATE
My Comments: For many years than I am aware of, there have been “experts” who have expressed their opinion about the optimum rate to withdraw money from accumulated retirement funds. The reason for this is to offset a fear by many of running out of money at some point before you die. Typically, that’s not …
Mixed Signals Give Gold Investors Whiplash
Goldman Sachs declares an end to 12-year run-up of gold, just before Bernanke reaffirms monetary easing My Comments: Gold, in its many forms, from actual coins, to shares of gold mining companies across the globe, has been a strong investment for many people over these past few years. We can argue that it reached bubble …
Top 4 Commission-Free ETF Platforms
My Comments: I typically start a conversation with someone about investments by suggesting there are two types of investors: Those that want to do it themselves and those who decide they need some help. If they say they prefer to do it themselves, then my comment is usually to the effect that I'll help point …
Obama Planned Big Budget Cuts All Along
My Comments: I’m trying to decide if the author of this article is fundamentally to the left of the Obama administration and therefore critical of his lack of fire in promoting new revenue sources for the country, ie higher taxes, or whether the writer is critical because virtually everyone on the right is critical, regardless …
Austerity Obstructs Real Economic Reform
My Thoughts on This: This article comes from the Financial Times, a primarily English publication. If it has a bias, it is probably toward what we think of as liberal. And I’m usually forced to copy the entire post for those of you who are interested since to create a link forces the reader to …
Helping Define Your Financial Future 