My Comments: I graduated from high school some 58 years ago this month. So… Time for a visit and see who is still alive. And also meet up with my college roommate whom I haven’t seen for 54 years. A busy few days. He's the one in the middle staring at the camera. So I …
Continue reading Nursing Homes, LTC And College Planning Are Toast, So Is Retirement
My Comments: This was written almost five years ago. During these years, every reader today is almost five years older and while the world has changed dramatically, the demographics are still with us. Among the existential risks we all face is what is known as a Long-Term Care, or LTC event. Before we all die, …
Continue reading What’s Killing The Long-Term Care Insurance Industry?
My Comments: The white middle class of America is dying faster than other demographics. According to this study, white people with low levels of education have a “cumulative disadvantage”. The result is an increased level of morbidity and mortality. Relative income is down, health outcomes are worse, unstable marriages more frequent, all leading to a …
My Thoughts: I vowed recently to stop posting anything political. All it does is encourage trolls who eviscerate those who dare to think differently. But from time to time I’m reminded that a viable two party system is probably critical for the long term survival of our democracy. There is a crisis bubbling up that …
Continue reading Reclaim Republicanism for the Conservatives
I'm not sure how many more I will have, but their celebration as a recurring milestone in life is a good thing. Among my daily pleasures is checking a website with an image of cosmic interest. An image like this one, for example. Virtually every speck of light, including the swirls and blue, smudgy spots, …
My Thoughts: Now that Thanksgiving Day has passed, and Black Friday is upon us, it’s time to come back to earth. BTW, I hope you had a great Thanksgiving with family and friends; let’s do it again next year. The subtitle of this article, which comes from The Financial Times, reads as follows: The questions …
Continue reading Cameron’s Cunning Plan for Bombing ISIS in Syria
My Thoughts About This: Veterans Day is when we honor and remember those who served their country, both those who lived and those who didn't. When I took my draft physical in college, VietNam was only an existential threat but I was not unhappy to get a 1Y classification. As a result I didn’t serve …
My Comments: As always, this is a difficult conversation for many of us. But that won’t make the issue go away. That only happens when you ultimately leave the building. I encourage everyone to take a few minutes to watch two short videos. The first one is accessed by clicking on the image above. It …
My Comments: As usual, talking about long-term care with clients, friends and family members is often a difficult conversation. As a financial planner for whom the need for personal long-term care is an increasing possibility, I’m sensitive to articles I run across that offer choices. Here is one of them. I know this looks and …
My Comments: This was written nearly 5 years ago but the message since then has only gotten louder. As more of us get older, and we stay alive, where the money comes from to keep us alive is increasingly in question. We joke about it often, but unless we are willing to let people starve …
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