Medicare Open Enrollment Runs from October 15th to December 7th

My Comments: Medicare is an absolutely critical component if you expect to have a joyful and happy retirement. As someone who benefits monthly from it, I can attest to its value in contributing to my peace of mind.  Don't vote for any politician who in any way threatens is viability. Each year, there is an …

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Here’s what you need to know about Medicare if you’re still working

My Comments: Despite the appeal of retirement, no one is ready to admit that the transition from “working for money” to “money working for you” will be easy. The cost of health care as you get older has the potential to cause your retirement plans to come unglued. To keep that from happening, Medicare is …

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How to pay for long-term care? Several funding options exist

My Comments: If you don’t think about it, maybe it’ll go away. But for millions of us, living longer than our parents, LTC is an insidious risk that needs to be dealt with. There is probably no best answer, just a better one. Short of dying early, most of us will need advanced care of …

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Medicare open enrollment begins Sunday – and not just for those age 65 and up…

My Comments: Have you noticed a flurry of ads on TV recently talking about Medicare and all the benefits you are entitled to for one easy price per month? I have. The ads promote the use of Medicare Plan C, also known as Medicare Advantage plans. They are a sop to the insurance industry, giving …

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How to choose a health insurance policy

My Comments: Having health insurance is critical to maintain your financial well being, much less your long term health. Health care costs in this country are the highest in the world, and the long term outcomes are among the worst. The budget passed by the House of Representatives includes a significant cut to Medicare, if …

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Why Sign Up for Medicare If I Have Insurance Already?

My Comments: I’m increasingly asked about signing up for Medicare at 65 or not. This happens as more and more of us are still working at age 65 and expect to keep working for several years to come. This article by Matthew Frankel will give you the background necessary to help your decision. by Matthew …

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GOP confronts an inconvenient truth: Americans want a healthcare safety net

My Comments: Some of my friends continue to decry the notion of socialism. They seem to equate it with communism, a very different animal. It’s too bad they haven’t yet figured out that it’s not a rejection of capitalism. For me, because the word has accumulated so many negatives, not unlike the Confederate flag, I’ve …

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How Did Health Care Get to Be Such a Mess?

My Comments: trump famously commented that he had no idea health care reform could be so complicated. There are five principal stakeholders in our health care delivery system: insurance companies, pharmaceutical companies, hospitals, the medical profession, and lastly, we the consuming public. All five have vested interests they want to grow and preserve, and all …

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CBO: Conservative Bulls**t Obliterator

My Comments: I am relatively powerless as one of some 325M people living in these United States of America. But I have a voice and at least a few people read my blog posts. I’m disturbed by 45’s apparent glee in ceding global economic and moral leadership to China and Germany and other nations. I’ve …

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Long-Term Care Options

My Comments: Dr. Gloom here again. I suppose there is value in denial. At least I hope so. However, aging gracefully is not easy. When getting up in the morning is a struggle and you can’t remember if you’ve brushed your teeth, there may be a looming bump in the road. Couple that with both …

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