My Comment: My goals for 2012 include a major effort to first identify and then help high school students and their parents find the necessary funds to pay for a college education. With college costs increasing at an alarming rate, parents are often forced to invade their retirement funds to help pay for college. College …
Tag: Gainesville
J.P. Morgan Weekly Market Recap – February 6, 2012
Click here for the best summary I can find. It comes from J.P. Morgan.
New Tool Exposes Public School 403(b) Fees
My Comment: There has been a lot written lately about new rules that apply to 401(k) plans and the fees that are charged by the various layers of sponsorship and management of funds. These layers can add up to over 5% per year which is one reason participants look at their accounts and wonder why …
Investors Jumped Into Alternative-Oriented Funds In ‘11
My Comment: I'm not sure where I found this article. What it does is confirm the direction I took last year to find ways to help clients make money in these volatile and tricky times. And after offering advice for over 37 years, I think one of the answers is Alternative Investments. The question now …
Continue reading Investors Jumped Into Alternative-Oriented Funds In ‘11
12 Expectations For 2012
My Comment: Yes, this is another laundry list. But in the absence of any profound strategic thoughts this morning (my internet died for a couple of hours), here are a few ideas that may or may not come to pass. Personally, I'm optimistic about this year on many fronts. By Kevin Mahn, Contributor to Forbes …
Small Companies, Big Credit Problems
How banks’ reluctance to make small-business loans is a major driver of sluggish recovery, and what to do about it. My comment: Yesterday I got an email, one of many over the past several months, from someone who is a registered Democrat in Gilchrist county. His email, I’m sure, reflects his opinion that the Occupy …
5 Common Investing Biases
Will knowing what they are help you make better decisions? Humans are thinking and feeling beings. We make decisions both cognitively and emotionally. As investors, we incorporate objective information, past experiences, assumptions, beliefs, and feelings—among a host of other factors—to make economic decisions. Unfortunately, we also fall prey to a variety of biases that can …
Americans: Why We’re Addicted to Spending
My Comment: For some reason I vividly recall the few days in 2008 when the market decided to crash. It wasn’t quite the same as it was in October 1987 when there was a one-day disaster, but over the course of a week, everything came unglued. From that day on until today, I’ve had a …
Merry Christmas and a Happy New Year!
My very best wishes to you and your family for a wonderful Christmas and a New Year full of joy and satisfaction!
5 Lesser Known Facts About Social Security
Most Americans watch their money go into the Social Security trust fund in the form of payroll deductions as soon as they begin working, when retirement seems a long way off. As a result, many go through their working lives without giving it much thought. Here are a few facts everyone should know about Social …
Helping Define Your Financial Future 