My Comments: There is a lot of talk about the value of a college education these days. One reason the question is even valid is there are very few jobs out there for college graduates to take. People my age are simply not walking away from an income since our retirement funds have drastically diminished. …
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CollegeMoneyNow Award Letter for May 1, 2012 – Tulane University
My Comment: Here is award letter #8. Tulane University is well known to all of us. This is for someone enrolling as a freshman in 2012. $108,000 is a lot of money that doesn’t have to be paid back. Click on the image to the right to access the overview I created for CollegeMoneyNow.
J.P. Morgan Weekly Market Recap – April 30, 2012
For those of you who like to pay attention to this stuff, here’s this weeks best summary:
Finance Can Fund a Revolution in Giving
My Comment: Finding ways to give back to your community is a classic step toward redemption. My friends would be hard pressed, however, to assign that motivation to me. I do it because it seems appropriate, because I can, and because it allows me to interact with other intelligent and motivated people. In these days …
ObamaCare Collapse Would Put Employers in Charge
My Comment: I don’t want to see ObamaCare struck down. Yes, there are elements that need to change, ideas and components that perhaps should not be there. But to throw out the whole idea because there are elements that have developed unintended consequences is foolish. There is a parallel here between an assertion that since …
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Housing Policy is Holding Back America’s Recovery
By Edward Luce and the Financial Times My Comment: We've known all along that housing is a major component of our domestic economy. It's disturging to realize that much more could and should have been done to remedy the mess we are in. But we are in a mess and it's going to take time …
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How Long Will I Live and How Much Money Will I Need?
Buckets vs. Systematic Withdrawals By Mary Beth Franklin My Comment: These are two questions that create confusion among retired and almost retired clients. Actually, in almost 40 years, no one has asked me these specific questions, but they exist all the same, and the answers are hard, if not impossible, to answer. Retirement in my …
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Is Going to College an Investment?
My Comment: I went to college ( many years ago ). My parents and I never considered any other option. It was the natural thing to do, a simple extension of high school, and since I had the grades, I applied to the University of Florida, was admitted, and the rest is history. Frankly, I …
Eight Principles of Successful Optimists
Thomas A. Edison didn’t give up, and neither should you. My Comment: I've long had an argument with myself whether the glass was half full or whether it was half empty. I've concluded, more than once, that it's half full. My reinforcement of this state of mind often comes from something sent to me perhaps …
Just Keep Working: the New Retirement Strategy
The number of labor force participants over age 65 has increased about 22 percent in the past three years. My Comment: I have to confess to a “Duh” moment when I saw this headline. My plans for retirement went out the window starting sometime in 2008. Not that I had any real plans to start …
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Helping Define Your Financial Future 