An Expensive Lesson

My Comments: At least once every week, I try to have a post that deals with the cost of a college education. My comments are usually directed to the parents of high school age children. Too often, there is never a conversation in the family that explores the financial consequences associated with a college education …

Continue reading An Expensive Lesson

8 Possible Social Security Benefit Changes

I've tried to find the author of this but the source article does not have a name. Many of you are rightly concerned about the future of the social security system. It will not be allowed to collapse; there are more and more of us who depend on the monthly benefits who vote in elections …

Continue reading 8 Possible Social Security Benefit Changes

Saving Social Security

My Comments: As an investment advisor and financial planner, I’m very aware of the role played by Social Security payments in my clients financial lives as they approach or subsist in retirement. Indeed, some of them are unable to retire as they thought they might, and some applied to the Social Security safety net before …

Continue reading Saving Social Security

Taking Back Control: Living Wills and Beyond

My Comments: I have very little to add to these excellent thoughts. I have to be careful what I say since I’m not an attorney and there are limits to what I can say. Here and there I’ve added a word or two so you can read this as though it was directed to you …

Continue reading Taking Back Control: Living Wills and Beyond

The Ultimate Small-Business Cheat Sheet

10 Nuggets of Entrepreneurship Advice My Comments: Since sometime in the early ‘90s, I’ve served on the advisory board to two magnet programs in the local public school district, one of which is the Academy of Entrepreneurship. For the past several months, I’ve served as a volunteer with SCORE, a national organization focused on helping …

Continue reading The Ultimate Small-Business Cheat Sheet

Chart of the day: Fish-stock sustainability index

My Comments: OK, this is probably not something you are looking for and may be wondering what the hell I have in mind. But I read this guy’s blog almost daily as there are gems buried here that are worth sharing. One of Tom Barnetts’ themes that he uses to define how our future may …

Continue reading Chart of the day: Fish-stock sustainability index

Students Pay Rates as High as Credit Cards on Student Loans

My Comments: Last week on Tuesday my blog reflected the comments of a financial advisor recommended by the editor of InvestmentNews. This person, identified as Betty, suggested Stafford loans as a legitimate source of money to pay for college. Her point was that anything was better than invading your pre-tax retirement funds. My comment was …

Continue reading Students Pay Rates as High as Credit Cards on Student Loans

UnitedHealth Will Keep Health Care Overhaul Provisions Regardless of Supreme Court Ruling

My comments: Hmmm. I wonder if Mitt still plans to repeal the whole thing if he gets elected this fall? One thing to consider is that if the Supreme Court does repeal all or part of it and insurance companies elect to keep certain elements such as the coverage for children up to age 26, …

Continue reading UnitedHealth Will Keep Health Care Overhaul Provisions Regardless of Supreme Court Ruling

The Coming Global Recession

China, India, and Brazil are all slowing down simultaneously... My Comments: None of us has any idea how our investments are going to play out over the next six months, much less what’s going to happen five years from now. Indeed, if you’ve spent any time with me, you’ve heard me say that I have …

Continue reading The Coming Global Recession

J.P. Morgan Weekly Market Recap – June 11, 2012

For those of you who pay attention and want to time the market, here’s this weeks best summary: