ESTATE PLANNING IS NOT JUST FOR THE WEALTHY

My Comments: As a financial planner for many years, one of the skill sets I’ve tried to develop, mindful that I am not an attorney, is estate planning. Until recently, this topic was mostly focused on the “death tax issue”. When someone died, and died with a lot of money or property, the financial threat …

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13 Things Employers Must Do to Be PPACA-Ready

My Comments: Ted Cruz notwithstanding, the implementation of the PPACA is going to be confusing and there are going to be folks lost in the shuffle. This legislation is a BIG DEAL, one that I’m persuaded was absolutely necessary and one that my 3 year old grandson will accept as normal when 20 years from …

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What Makes American Health Care So Expensive?

My Comments: In the early 90’s, when then First Lady Hillary Clinton championed what I think they called health care reform, I found myself on board with this idea as I was paying a ton of money for a high deductible health insurance plan for my wife and I. I was self-employed, which means no …

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Exchange Plans Reeling in Brokers, Agents

My Comments: Yes indeed, let's get rid of ObamaCare and maybe all these guys will love us. Isn’t it time for reality to trump stupidity and for somebody on the right politically to wake up and do something useful for a change? By Allison Bell | September 24, 2013 A big proportion of health insurance …

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Gold Is The “Dumbest Commodity” In History

My Comments: Has anyone told Glenn Beck about this yet? Not sure I want to hear his response. However, if you want to have gold as part of your portfolio, we have it available through a program called Managed Alternative Assets. Good stuff. September 23, 2013 • Evan Simonoff Anyone who tells you gold is …

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There is no one left to enforce the global rules

My Comments: And you thought I was being negative last week?!? Well, not a lot right now to encourage a positive outlook on things. Yes, my clients are making money, thank you. And yes, my case of the flu has receded, the daily deluge has stopped (maybe), and the mornings are cooler. WOW! But the …

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America’s Doctors, Like Wall Street, Need a Cultural Shift

My Comments: Once again the headlines are about how the far right members of the House of Representatives are willing to fight to cause ObamaCare to go away. We are in a mess and somehow, we are going to extricate ourselves, probably not to the satisfaction of everyone, but whatever is perceived as normal ten …

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The Gilded Age and Income Inequality

My Comments: My recent episode with the flu and lack of sleep is now behind me. I hope. So I’m back to ranting about stuff that, in my ‘gilded’ years, resonates with me. Having been driven most of my life to improve my lot and that of my family, I find it disturbing for the …

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Obama and the Crumbling of a Liberal Fantasy Hero

My Comments: Notice the date on these comments from Mr. Rachman. They were real then and they are more real today. Perhaps the specifics of Syria are now in the rear view mirror but the perception they leave is mixed. On one hand it can be said “we are NOT at war” and on the …

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Is PPACA a Medicare Clone?

My Comments: I’d like to be able to say this will be my final word on the issue of Obama and the PPACA. But that’s probably not realistic. I’ve been covered by Medicare now for almost 7 years. I also own a Medicare supplement plan and a Prescription Drug plan. Together, they are not cheap. …

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