Ready to retire? Don’t rush your Social Security start date

My Comments: A major determinant for when you should start taking your Social Security benefits comes down to when you plan to die. If you plan to die soon, then start the payments as early as possible; if you plan to live to be 100, and have enough money now, then delay the start of …

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The Fury Of American Voters Is In Its Infancy

My Comments: Writing about personal finance matters is something I enjoy. Given my limited vocabulary, however, I resort to finding stuff written by others that resonate with me and then sharing with others. Sometimes it works and sometimes it doesn’t. Mix this up with the current political climate and there is an added resonance for …

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5 Ways To Avoid Retirement Rip-offs

My Comments: These five ways are not foolproof, but will at least give you pause for thought. In a couple of months, I’m starting a series of free workshops sponsored by the American Financial Education Alliance whose mission is to promote financial literacy across the United States. Check out their website if you are curious. …

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The Global Liquidity Trap Turns More Treacherous

My Comments: Global liquidity or lack of it, is a prescription for investment success, or lack of it. If your retirement funds are threatened, then this might mean something to you. It’s not something to obsess over but it’s something I watch out for and hopefully find some remedies. Some of our presidential candidates will …

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Donald Trump and Bernie Sanders Are Delusional on Trade Policy

My Comments: I recently posted about how ‘fair trade’ and ‘fair competition’ are two different sides of the same coin and that what we are missing from American exceptionalism is ‘fair competition’, thanks to Wall Street and Congress. This should make you think carefully about your upcoming votes. By Will Marshall and Ed Gerwin, April …

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Can I File and Suspend My Social Security Benefits?

My Comments: This is a hot topic. No one likes to leave money laying on the table. Given the chance you will live longer than expected and don’t have the financial reserves you thought you might have, taking advantage of everything possible from the Social Security system is critical for many of us. By Dan …

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Is Bernie Sanders A Democratic Capitalist?

My Comments: This is more about economics than politics. Even if economics is boring for you, you should read it. It gave me a very different insight into the dynamics of today’s political arena. Please, just hold your nose, jump in and wade through the jargon until you see the real meat. (If you miss …

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Radical New Hypothesis For Why Humans Exist

My Comments: from time to time my mind tends to wander. Some of you might argue it’s much of the time, but at least it wanders, and wonders. This may not sit well with some of my friends who believe there is an insurmountable gulf between their faith and the world around them but , …

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Keeping America Great (Again)

My Comments: Despite what some so called "leaders" are exclaiming, America is still a great place to live, work and dream. Sure, there are some troubling issues to deal with, but tell me, was there any point in time when there was perfection. I don't believe you can. Personally, I’m far more interested in what …

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Bernie and Hillary re Black America; A Study in Contrasts

My Comments: By know you know I’m a registered Democrat who is unlikely to vote for Donald Trump. But I still have reservations about my support for the Democratic Party nominee. Among the writers I follow is Joel Klein. He writes about American politics and our role in the world. In the column that appears …

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