How to Have a Comfortable Retirement on Social Security Alone

My Comments: Some of the folks who attend my workshops on SS benefits planning reveal that they have virtually no other resources to fund their retirement. That’s a challenge, especially for those whose lives were spent in physical labor of some kind and simply can’t continue working that way. There is real pain in their …

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Investment Strategies for Your Retirement Accounts

My Comments: A phrase I’m known to use from time to time is that ‘life in this country is better with more money than it is with less money.” While this might seem too obvious for you, there are many people whose efforts to have more money have fallen flat. Here’s a few ideas that …

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Income Inequality Is Off The Charts

My Comments: The greatest economic threats to the health and welfare of the world I will leave to my grandchildren will arise from the disparity between the haves and the have-nots. One side of this argument arises from the contempt that was pervasive across the planet toward a political movement driven by what came to …

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Surprise! The Economy Is Looking Pretty Good Right Now

My Comments: Is it OK to be cynical from time to time? I hope so. The primary message that came out of the Trump campaign for the White House was that no one in Washington gave a damn about the working poor of America. That a large group of Americans had been left behind and …

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Terrorism: A Dire Prediction For Trump’s First 100 Days

My Comments: The level of naivete across the planet is remarkable. But it’s nothing new. I was born near London with bombs dropping all around, in a country governed by one Neville Chamberlain who believed Adolph Hitler was a gentleman and not the monster he turned out to be. There are too many parallels in …

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A Looming Time Bomb May Soon Hit The US Economy

My Comments: I’m getting sick and tired of all the potential bad news that keeps appearing. The only remedy I have is to somehow anticipate what might happen and position myself and my clients to benefit instead of getting hammered into oblivion. 50 years ago, before IRAs and401(k)s were invented, the primary mechanism to provide …

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7 Tips To Maximize Social Security Benefits From A Former SSA Director

My Comments: For millions of us, Social Security is our lifeblood. Without the monthly stipend, life as we know it would not happen. Getting your fair share can be a confusing and complicated process. There is little chance to get it right if you first get it wrong. This demands you pay attention BEFORE you …

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A Reverse Mortgage Can Save Your Retirement!

My Comments: Many of you may react negatively when you hear the term ‘reverse mortgage’. At one time that reaction was a reasonable response, but not any longer. Reverse mortgages are now a legitimate financial planning tool that advisors like me employ when the circumstances are appropriate. As you will read below, they can be …

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5 Tips to Increase Your Social Security Check

My Comments: It may be too late to make changes, but if signing up for Social Security benefits is still on your horizon, some of this WILL help you. (Are you listening Eric?)   By Richard Best | August 16, 2016 When Social Security was introduced in 1935, it was never intended to be a …

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Howard Johnson’s Restaurants – Only 1 left

My Comments: In my youth, Howard Johnson was the standard when it came to motels and places to eat when traveling in the US. They were everywhere. But times change, ideas reach their expiration date, and the  business model falters unless someone brings a new vision to the table. Sometimes it's impossible to remain relevant …

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