The Return of American Exceptionalism

My Comments: We live in a biased world and are likely to remain in a biased world. I find it helpful to read ideas expressed by people who live outside the US and have a different bias filter. This is one of them. By Edward Luce, August 14, 2016 Until recently most of the world …

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Social Security: What to know before claiming benefits

My Comments: This is pretty basic stuff but for many of you who have yet to seriously think about where the money is going to come from when you retire, this is a must read. I also encourage you to go to the ssa.gov web site and register yourself. by Diane Archer June 30, 2016 …

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Trump’s Thin Skin Shows CEOs Are Not Made For Politics

My thoughts on this: We can argue ‘till the cows come home whether Donald or Hillary is more reprehensible. And we can wonder if the other two national candidates will meaningfully affect the outcome next November. Donald may indeed be a nice guy, but I’m not ready to cede him the prize as CEO of …

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This Stock Market Rally Is Going To Fall Apart

My Comments: Another brick in the pile that says we’re headed for a market correction. A major clue is called the price to earnings ratio or P/E. It’s a readily available metric that helps understand relative valuations. The Shiller CAPE ratio is today recognized as the better measurement of market valuations. Currently, it is almost …

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Social Security Tips for Couples

My Comments: More ideas about the ongoing saga of when and how to best apply for Social Security benefits. 02/24/2016 There are many benefits to marriage, but one you may not yet have considered is the flexibility married couples enjoy when deciding how and when to claim Social Security. Even though the basic rules apply …

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Undeniable Evidence That The Real Economy Is Already In Recession Mode

My Comments: I have clients positioned in investments that gained in excess of 40% in 2008 and 2009. But they are upset because they lost money last year. Knowing that the bull market was long in the tooth, I made the argument that a defensive posture would bode well for their money and their future …

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What You Should Know About the New Social Security Rules

My Comments: If you have not yet signed up to receive your Social Security benefits, you would be well served to better understand the rules associated with Social Security. Believe me, it’s confusing to experts like me, much less someone with an aversion to thinking about money. Here’s a start to your journey. Kristin Wong, …

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Don’t Expect To Make Any Money In The Market For The Next 7 Years

My Comments: I have no idea whether this will prove to be true or not. But it sure enters my thinking whenever I talk about money with clients and how they are going to pay their future bills. And how I'm going to pay my bills. John Mauldin,  Economics,  Jul. 28, 2016 The next recession …

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Why low-volatility ETFs are now a high-stakes gamble

My Comments: I don’t normally post anything on this site on weekends. But there is so much going on these days that I either have to start posting twice a day during the week or from time to time on the weekend. ETF’s are as significant a step in the evolution of money management as …

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Why Interest Rates Are Lower Than Ever

My Comments: Please keep reading… Paul J. Lim,  July 6, 2016 If you think the financial panic over Brexit is over — because stocks have bounced back somewhat from their initial sell off — think again. As scared investors continue to seek shelter in boring government bonds, fixed income prices have soared while yields on …

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