Ideas with no specific focus
My Comments: I post this because you and I have the power to make sure the Social Security safety net is fixed so it remains viable well into this century. To make that happen, we have to put pressure on those whom we elect to represent us at the Federal level. It was last fixed …
Continue reading Retirees across America are facing a fiscal crisis as Social Security weakens
My Comments: Yesterday, I talked about the need for new people to enter the work force. Today I'm talking about people who cannot leave the work force. There are an increasing number of baby boomers who cannot leave the work force because they simply don't have enough money. It presents an untenable outcome: die sooner …
My Comments: My last two posts were Part I and Part II of a three part analysis of a problem facing America today. I described it as an economic cancer that while not yet fatal, has the potential to turn us into just another Middle East type country, run by an elite few with the …
Continue reading The Shrinking Middle Class: How We Can Fix It
My Comments: I’m now out of the markets with the exception of a Vanguard fund focused on high dividend yield stocks. And I may get out of that today… or not… By Daren Fonda \ Nov. 30, 2018 Dovish comments by Federal Reserve Chairman Jerome Powell sent the stock market soaring on Wednesday. But bond …
Continue reading One More Reason to Doubt the Stock Market Rally
Happy Thanksgiving! Be safe, be alive, be excited about the future, and be thankful for every blessing.
My Comments: My efforts to build out an internet course on retirement planning is almost complete. I have a web site up an running and am making last minute changes to the content. There’ll be two course, one a relatively simple overview and the other a comprehensive outline with about 2 and a half hours …
Continue reading The Looming Retirement Crisis for Public and Private Employees
My Comments: Yesterday I posted an article that talked about ‘rolling bear markets’ and what they will do to your assumptions about withdrawing money from your retirement accounts. The only answer I have is to start earlier and save more and hope for the best. And know that hope is not an effective investment strategy …
My Comments: Personally, I’m completely invested in #4, #6, #8, and #9. I’m working hard on #1 and #10. What you choose is entirely up to you. Boosting your retirement income is not about accumulating more stuff. It’s about enjoying life, completing your bucket list of things to do, and having money to pay your …
Continue reading 11 Proven Ways to Boost Your Retirement Income
My Comments: I am now among the ranks of internet publishers! Almost four years in the making, Successful Retirement Secrets is an internet course that teaches a system to help you process retirement information. The goal is to arrive at retirement ready with enough resources to live your life to the fullest with a minimum …
My Comments: Here are five questions about annuities that are adequately answered by Craig Hawley. However, as someone with 42 plus years as a financial professional in financial services, I can say there are more than five questions to be posed before you purchase an annuity. Deciding whether to buy or not buy an annuity …
Continue reading 5 questions you should ask before buying an annuity policy
Helping Define Your Financial Future 