Ideas to help preserve and grow your money
My Comments: While these comments were directed toward advisors like me, they are representative of something that happens to many of us over time. What we are trained to do, and from which we earn a living, changes and we become irrelevant. An example happened in Detroit, once the heart of American car manufacturing. And …
Continue reading Estate Planning is Dead — Long Live Retirement Planning!
My Comments: My son recently suggested that he had doubts about there being any money left in the social security system for when he reaches retirement age. I simply shook my head. Years ago, Congress was looking at something similar and made some changes. None of us as employees or employers were dramatically effected by …
Continue reading Working Women Relieve Pressure on Social Security
My Comments: Women comprise a large percentage of my clients. Some of that is because I’ve been doing this for a long time and many of the husbands have died already. It makes we wonder sometime how my wife will manage financially without me but I think I’ve set enough in motion that she’ll be …
Continue reading Retirement Challenges Loom Larger for Women
My Comments: It's been a few years since my wife and I last travelled out of the country. During this time, she and I both became eligible for Medicare benefits. And given my health history over these past few years, without Medicare we would have been financially stressed. We still have expectations of visiting family …
My Comments: I’m an American and I intend to work until I drop. I enjoy what I do, I’m think I’m pretty good at it, I have people to talk with who want the skills I bring to the table, so why not? By Maria Wood Has the U.S. become the work forever society? According …
My Comments: As a financial planner and investment advisor for the past 38 years, I recognize that we, that's me and you, are moving into uncharted waters. While the future is always an unknown, what we are dealing with now is how whether many of us are going to have enough money to live with …
My Comments: This was written a couple of years ago, but the message will resonate today with many people. For those who have expectations of retiring at some point, there is an incentive to accumulate as much retirement money as possible. All the while being sensitive to how that money is put to work. The …
Continue reading Retirement Ratio: Portfolio Performance and Uncertainty Measurement
My Comments: In the early 90’s, I opened a branch here in Gainesville for a company called International Assets Advisor Corporation. This company, headquartered in Winter Park, FL was a leading proponent of having clients invested in markets beyond the US. It was a rather revolutionary idea at the time. The lead broker on the …
Continue reading Why Emerging Markets? Growth, Demographics and Yield
My Thoughts on This: I saved this article when I found it about a year ago. This morning, I happened upon it again and saw when it was first published. Almost FOUR YEARS AGO! And I’ll bet nothing has improved since then. But the message is still very real. Enjoy. 11:00 AM Wednesday May 27, …
My Comments: There is a lot of evidence and sentiment that 2013 will be a solid year. Housing starts are strong and will continue to be at least until interest rates start to climb. The jobs report continues to be positive with roughly 200K new jobs every month for the past four months. GDP growth …
Continue reading Americans Take Payroll-Tax Increase in Stride to Keep Spending
Helping Define Your Financial Future 