Ideas to help preserve and grow your money
My Comments: This is post #5 in a series of 6 posts intended to help you better understand the advantages of HSAs. If your circumstances let you qualify for one, it could be a game changer when it comes to paying your bills in retirement. by Adella Cellini Linecker \ November 30, 2018 A health …
Continue reading Health Savings Account Rules: 6 Little-Known HSA Tips That Will Save You Money
If you think your HSA is only good for covering medical expenses, you're overlooking one of its key benefits. My Comments: This is #4 in a series of 6 blog posts intended to help someone not yet retired, and under Medicare age, make an informed decision about their health insurance. There are restrictions on who …
Continue reading Is an HSA a Good Place for My Retirement Savings?
My Comments: A critical element when it comes to planning for retirement is ‘where do you want to live?’ with the emphasis on ‘WHERE…’. And it’s not only ‘where on the planet’ but ‘what kind structure’, ie a house, an apartment, an RV, or something in between. And after that, do you own or rent? …
Continue reading Housing Bubble #2 Is Bursting… How Low Will It Go?
HSAs can help cut your healthcare costs but there are hundreds of options. Here's how to find one that's best for you My Comments: This is the third of six blog posts about Health Savings Accounts and how for some people they can be used to help pay bills in retirement. And since retirement is …
In the wealth management fun house, how can average investors find somebody who will really work on their behalf? My Comments: My re-posting this article from Bob Veres reflects my cynical history with the investment advisory world that I’ve been a part of for over 30 years. It’s especially relevant in today’s world of financial …
My Comments: Last Friday I introduced the idea of a Health Savings Account or an HSA. For the rest of this week, I’m going to add to your understanding of this potentially useful financial device and it’s favorable tax consequences. The words that follow here may not apply if you are about to sign up …
My Comments: HSA is an acronym for Health Savings Accounts. They came into being in 2003 as part of the Medicare Prescription Drug, Improvement, and Modernization Act. They are defined for tax purposes under Section 223 of the IRS Code. With increasing attention on the millions of Americans who will soon retire, and their general …
My Comments: Virtually everyone I speak with about about their future retirement knows they need to pay attention at some point. But it’s normal not to worry too hard about something that’s not going to happen to you for several years into the future. In my online courses about retirement planning I make this observation. …
My Comments: Very few of us are awash in money. And like it or not in 21st Century America, having more money is almost always better than having less money. If you own a small business or work for one, your future financial security is always in doubt. Criticize me if you will, but my …
Continue reading When it Comes to Retirement, Small Businesses Are Failing Their Employees
My Comments: Here are six interesting observations about life in retirement. Depending on your circumstances, I might not list them in this order, but they are all valid. I like to think each of us has three major phases of life; childhood, adulthood, and retirehood. ( not a word but you get the idea… ) …
Continue reading 6 Things No One Ever Tells You About Retirement
Helping Define Your Financial Future 