The death of the department store and the American middle class

My Comments: First, a warning; the following words from Jason Del Rey read like an economic dissertation. For those of you interested in investing your money for future gain, or having a better understanding of why your middle class life seems to be declining, you may want to read it to the bitter end. For …

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Murphy’s Laws – Part Two

My Comments: Here is Murphy's Laws Part Two. This is the second of six such lists that I'm sharing with my readers. As a reminder, they're not in alphabetical order so do with then what you please. -Etorre's Observation:   The other line moves faster. -First Law of Revision:   Information necessitating a change of design will …

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Investors need to know exactly what being a ‘fiduciary’ advisor means

My Comments: Over the years, I've made a habit of telling any potential client that I embrace fiduciary standards when it comes to working with them. Too often they have no clue what I'm talking about, so I explain. If you find yourself talking with a financial advisor, whether it be at a bank, at …

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Murphy’s Laws – Part One

My Comments: We're all familiar with the common form of Murphy's Law which says to the effect that if something bad can happen, it will. What's lesser known are the many, if not hundreds, of other "Murphy's Laws" that have surfaced over the years. At some point in my history, I encountered such a list, …

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Vanguard Health Care ETF: A Sector That’s Both Defensive And Growing

My Comments: Following the market crash last March, and the relatively unsustainable surge upward over the intervening months, it's my belief that sooner rather than later, we'll have another crash. Too many people believe the economy is doing great, and are expecting stock market valuations to keep rising forever. They also have a hard time …

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Climate change is already causing a housing crisis in America

My Comments: As my days on the planet slowly wind down, I'm very relieved that I somehow chose to live in inland Florida. Yes, we have our share of hurricanes but flooding where I live is not an annual event. I'm very happy to be 100 feet above sea level. And while this article talks …

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Total Landscaping: A Masque

My Comments: I laughed out loud this morning while having coffee and reading recent news articles on my phone. It felt good since it's been some time since I was last amused. You're welcome to "unfriend" me if you don't find this funny. by James Parker \ Nov 8, 2020 \ https://tinyurl.com/yymqcngk America is loose …

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The 60:40 Portfolio Rule Needs a Reboot

My Comments: This is a long read. It comes from a podcast that lasted a little over 25 minutes. But it has important insights about how you might want to invest your important retirement funds going forward. It is argued that the dynamics of investing have changed and the approach for the average investor 50 …

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Plan For Retirement With These Important Steps

My Comments: Mindful that I have no idea how old you are today, whether you'll even live long enough to retire, or what your current thoughts are about retirement, there are a few things to keep in mind as the years flow by. One is that unlike the older generation today, you need to anticipate …

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Why And How You Need To Think Hard About The Next Bear Market Now

My Comments: We know that life does not move in a straight line. Ups are almost always, sooner or later, followed by downs. Ups are typically thought of as good and downs thought of as bad. In civilized society today, having money when you need it has a calming effect of us as we encounter …

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