Ideas to help preserve and grow your money
My Comments: As per Wikipedia, Medicare Part D is as follows: Medicare Part D, also called the Medicare prescription drug benefit, is an optional United States federal-government program to help Medicare beneficiaries pay for self-administered prescription drugs. Part D was enacted as part of the Medicare Modernization Act of 2003 and went into effect on …
Continue reading 3 Signs You Need a New Medicare Part D Plan
My Comments: No, Vanguard is not saying there’s about to be a market crash. What they’re saying is that over the next decade or so, the return on investment we’ve been used to over the past decade is likely to be a lot lower. This is something those of us in the investment advisory business …
Continue reading Even Vanguard Is Warning About Future Returns
My Comments: Frankly, this turned out to be much longer than I expected, and I stopped reading before the end. What intrigued me was the time stamp which suggests something similar to what we’ve just experienced happened in 1589. And since we’re about to be invaded by ghosts and goblins, it seemed an appropriate share …
Continue reading The 432-year-old Manual on Social Distancing
My Comments: The cost of health care as you get older is increasingly a problem for most of us. Few of us are blessed with enough money that it’s never a concern. Once you reach age 65, Medicare becomes the default mechanism for paying for health care. Just remember, it only covers roughly 80% of …
Continue reading How to get free help during Medicare Open Enrollment now underway
My Comments: As someone who spent years positioned clients’ money and hoping it was done properly, at my retirement I just decided to simply put it all at Vanguard and monitor it. The fees are exceptionally low, the investment choices are all over the place, and from time to time, articles like this one appear …
This information is for those of you in the following categories: You are not yet old enough to claim monthly benefits from Social Security.You are already 62 and older but have not yet claimed your benefits.You are already 62 or older and have claimed your benefits. If you’re in category 1, you may want to …
My Comments: Founded in 1982 at San Jose State University in California, the Bulwer-Lytton Fiction Contest challenges entrants to compose opening sentences to the worst of all possible novels. What follows here is The Bulwer Lytton Fiction Contest Winners for 2021 - Where *WWW* means Wretched Writers Welcome... On a personal note, I do feel …
Continue reading The Bulwer Lytton Fiction Contest Winners for 2021
My Comments: What follows is from a site I follow by a former emergency room physician who now teaches other physicians about investing their money. He writes a daily blog post and has a huge following. I don’t always agree with him but that acknowledges the fact there are almost always more than one way …
Continue reading How to Never Run Out of Money in Retirement
My Comments: My wife and I using this strategy. It means we don’t have a monthly mortgage payment to pay, despite not fully owning our house. Yes, we still pay property taxes, HOA dues, and homeowner’s insurance, but life is better without a monthly mortgage payment. By Georgina Tzanetos \ 4 OCT 2021 \ https://tinyurl.com/ygzs6644 …
My Comments: I’ve been covered by Medicare for 15 years, my wife for more than 10. It allows us the freedom to seek medical help whenever the need arises, without a corresponding fear of what it might cost. I’ve been a licensed insurance professional for over 45 years, during which I’ve sold dozens of group …
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