My Thoughts on This: Please keep in mind that I am NOT an attorney so have very little standing to make comments and recommendations when it comes legal issues. Going back more years than I care to remember, and mindful that many of my clients are in age similar to me, plans to effectively transfer …
Continue reading Is it Always Best to Avoid Probate When Estate Planning?
My Comments: Over the last few years, I've been trying to develop the idea that there is money to be had to pay for a college education if you only know where to find it. All colleges and universities have endowment money to spend and award to those students they want enrolled. The trick is …
My Thoughts on This: I guess it’s time to start thinking again. The heavy part of the holidays are over and pressure is building for us to confront the new year. I’m not sure why I’m sharing this with you because I’va also been reading posts by people in the know who made predictions last …
My Comments: OK, its Monday and near the end of the year and we’re all tired of politics and conflics involving the Fiscal Cliff. And then that God Awful incident in Connecticut that cries out for someone to show some leadership and force upon us a discussion about guns in this country. Ritual is apparently …
My Thoughts on This: I’m unsure if commenting on this is relevant at all for someone who is supposed to be focused on investments and retirement planning and financial matters. But with grandson now in the picture, his health now and in the future is important to me personally. I suspect if you have grandchildren, …
My Comments: A quick analysis of a popular chart showing good times and bad times for the US economy should give everyone a better understanding of the advice given by virtually all financial advisors. Unless and until you realize the world today is different from what it was several years ago, you’re likely to take …
Continue reading Financial Advisors Cling To Failed Strategies, Says Report
My Comments: I think I have a vested interest in how the health care delivery system in our country evolves over the next several years. For one thing, I currently have health issues that I'm dealing with, two, I'm a participant in Medicare, and three, professionally I'm very much involved with a financial issue that …
Continue reading Four Things We Know About Health Care Now the Election’s Over
My Thoughts About This: Years ago, when I became adept at retirement planning, I had a chart that showed the demographic bubble caused by those born shortly after WW II. We talked about is as though it was a pig eaten by a python, where you could see the “bulge” moving back through the python. …
My Thoughts on This: Some of you know that I have put in motion a succession plan to make sure that clients who have come to rely on me for many years are not suddenly left out in the cold in the event that I simply don’t show up for work one day. You’ve heard …
With October 15 behind us and April 15 still comfortably far away, it’s a good time to start boning up on ways to save money once things start getting serious. With that in mind, Bankrate.com identified 10 great deductions that individual taxpayers should use – but often forget. 1. Charitable expenses Sure, the donation is …
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