I last wrote about the Secure Act back on July 18th of this year. The name is an acronym for Setting Every Community Up for Retirement Enhancement. As I mentioned then, someone stayed up late one night coming up with that to reflect the message of security. The idea behind any effort that allows people …
Continue reading The Secure Act is now law. Will it help your retirement?
How much of life is dependent on luck? Personally, I consider myself very lucky. I’ve had good personal relationships, I’ve managed to live a productive life, my wife of 5 decades is still with me, our children are grown and have given us grandchildren. Life is good. Many of my days are spent sharing insights …
For millions of us, a monthly check for the rest of our lives has real meaning. We’ve paid into the system for years and for better or worse, we want our promised benefits. I have no idea if you consider yourself a “senior”. As I was passing through middle age, a “senior” was someone with …
OK, no one likes to make mistakes. As we journey through life, and make mistakes from time to time, we tend to learn from them and not make the same mistake again. At least that’s the plan. Retirement, however, presents us with challenges we’ve not had to face before, and sometimes, we realize too late …
Continue reading 4 Critical Mistakes About Money in Retirement
Last May I published Part I where I talked about climate change and it’s implications for anyone with plans to retire in Florida or is already here. I was fortunate also to have it appear in our local newspaper, the Gainesville Sun. My main focus these days is marketing my online school, Successful Retirement Secrets. …
Millions of Americans are already retired. Many more millions expect to retire. And a great majority of them (of us) will experience financial pain in some form. Some of this pain can be avoided if you know about it and take steps to prevent it. There are two definitive ways to avoid this possible pain. …
One of the existential threats faced by all senior citizens is developing the need for Long Term Care or LTC. It’s when you can no longer perform some of what are referred to as Activities of Daily Living or ADLs. It means there's a need for help from someone else when it comes to things …
With the public hearings now ongoing in DC, here’s a quick thought that might help better understand the questions asked and the answers that follow. For more than 20 years, I’ve served as a board member of a public foundation, sometimes known as a not-for-profit charity. For all board members, it’s imperative we understand the …
On Friday, October 25, 2019, the U.S. national debt surpassed $23 trillion, per the Treasury Department and the Peterson Foundation. Why it matters: The national debt met the $22 trillion mark just nine months ago and has soared $3 trillion since Trump took office, when it rested at $19.95 trillion. The White House projected in …
Continue reading National debt surpasses record $23 trillion
By Tony Kendzior \ November 7, 2019 \ Gainesville, FL Part 1 appeared as a blog post on May 20, 2019. I wrote about how Florida, with an estimated 8,436 miles of coastline, is facing an existential threat from climate change. I was led to believe by experts that by 2050, a short 30 years …
Helping Define Your Financial Future 