My Comment: Last week I reposted an article about gas reaching $4 per gallon by May. How about $6 per gallon by the end of this year? Ouch indeed! This article will explain why. And for you and me, the larger question remains: How will this affect the world economies, both in the short and …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Romney’s Returns Refute His Tax Argument
My Comment: You may have noticed a little more structure to my blog posts recently. I've identified four basic themes I want to talk about, so on Monday thru Thursday my plan is to provide what I hope is interesting material on that particular "theme of the day". On Friday, it's going to miscellaneous since …
College Planning and Retirement Planning
You can borrow money for college, but you cannot borrow money for retirement. If you are the parent of a child who has yet to become an adult, then you probably understand the pressure that surrounds the effort to graduate from high school, go to college and become a self-sufficient adult. In our society, getting …
How to Avoid Losing When You Invest, Maybe
The world I live in as an investment advisor is forever changing. My first exposure to mutual funds was in 1963. A salesman would show up at my office door, at least monthly, looking for me to invest $10 or $20 in a mutual fund he was promoting. At some point he persuaded me to …
Don’t just blame capitalism, blame the regulators
My Comment: There's been a lot of comment over the past three years about a "crisis in captitalism". The Republicans would have you believe the Obama camp is trying to turn us into Socialists; the Democrats complain that Wall Street has run amock and that greed and the profit motive has caused irreperable harm. It's …
Continue reading Don’t just blame capitalism, blame the regulators
Gas Prices Expected to Hit $4 Per Gallon By May
My Comment: Ouch! Written by Kate Rogers Published February 06, 2012 Just in time for summer—gas prices are expected to hit a national average of $4 per gallon by May. Patrick DeHaan, senior petroleum analyst at GasBuddy.com, is forecasting prices will peak in May -- by Memorial Day weekend at the latest. According to GasBuddy.com, …
Continue reading Gas Prices Expected to Hit $4 Per Gallon By May
Futurists Predict What Health Care Will Look Like in 2025
My Comment: I’m not sure I’ll be here in 2025, much less what kind of health care I will need. But some of you will be here and all of us will need health care from someone in 2025. I heard Mitt Romney say the other day that he, on his first day in office, …
Continue reading Futurists Predict What Health Care Will Look Like in 2025
CollegeMoneyNow
My Comment: My goals for 2012 include a major effort to first identify and then help high school students and their parents find the necessary funds to pay for a college education. With college costs increasing at an alarming rate, parents are often forced to invade their retirement funds to help pay for college. College …
J.P. Morgan Weekly Market Recap – February 6, 2012
Click here for the best summary I can find. It comes from J.P. Morgan.
New Tool Exposes Public School 403(b) Fees
My Comment: There has been a lot written lately about new rules that apply to 401(k) plans and the fees that are charged by the various layers of sponsorship and management of funds. These layers can add up to over 5% per year which is one reason participants look at their accounts and wonder why …
Helping Define Your Financial Future 