My Comments: For some of us, saving up for retirement is history. If there’s not enough money, you can perhaps generate some income, but beyond that, worrying about money is likely with you for the rest of your life. This blog post is about the use of time and steps to take before it runs …
Continue reading It’s Not Too Late to Save for Retirement: Five Ways to Step It Up
My Comments: The longer we tend to live, the harder it is to anticipate how much money we’ll need as the years roll by. I’ve had people say to hell with it and if I run out of money, I’ll find a pathetic facility that Medicaid will pay for. Maybe I will have to share …
Continue reading No Retirement Plan Is Complete Without Budgeting for These 3 Things
My Comments: I was about 27 when the events recalled here played out. I was then a registered Democrat, but open to Republican ideology. In those days if you didn’t participate in the Democrat Party primary, you didn’t assert any choice over who was ultimately elected here in Florida. The primary effectively selected the ultimate …
Continue reading The 1968 Republican Party Platform Was ‘Woke’
My Comments: As I write this, there is an urgency for Congress to solve the need to continue paying our Federal bills without declaring bankruptcy. We can argue the Federal deficit is a threat going forward. But to assert all of this is caused by the Democrat's unwillingness to cut programs that allegedly help Americans …
Continue reading Republicans are the real party of socialism in America
My Comments: Here we are at the beginning of 2023 and I for one am trying to figure out what to do with my modest investment portfolio. I've been 40% in cash for much of 2022 and watched much of the rest of it shrink. At some point I want to push the cash back …
Continue reading A rate shock wrecked stocks in 2022. What pros say will drive the market in 2023
My Comments: We’re about to enter 2023, I’m working hard to fully recover from major back surgery, and I’m committed to resuming my blog posting efforts. Today, I’m bringing you what I found recently that will help some of you. The author says these listed documents should be part of your estate plan. I would …
I came across this chart earlier this week and since I'm still struggling to come to terms with my recent surgery and lengthy recovery, decided to simply share it here and let you draw your own conclusions.
My Comments: If you have already signed up and are receiving benefits, then this article might not make much sense unless you signed up less than 12 months ago. Just know you have 12 months from when you first signed up to cancel and start over. You’ll have to pay back everything you’ve received but …
Continue reading 8 Reasons You Shouldn’t Claim Social Security Early
My Comments: Don’t expect the following to provide you with a revolutionary insight into what will happen with the markets in the coming weeks and months. Just expect to be further confused but at least have another reason to stay confused. Good luck with your investments going forward. by Manuel Garcia Gojon \ 12 SEP …
Continue reading Short-Term Market Volatility Is Not Entirely Random
My Comments: Both my wife and I totally depend on Medicare. Our lives would be over without it. However, for the most part we’ve been lucky in that our health issues have rarely fallen into the realm of what Medicare does NOT cover. What follows is intended to help you decide when signing up for …
Continue reading Critical Info About What Medicare Does NOT Cover
Helping Define Your Financial Future 