As I analyze the many blogs and articles that stream across my inbox talking about the current financial issues, one clear takeaway is that there are political crises and there are financial crises. Yes, there is overlap and in the short term great uncertainty as they both operate in tandem.

But increasingly, I think what remains is a political crisis while the economic crisis has subsided. Which leads one to different conclusions as we attempt to determine what to do about our money. Which is what I’m all about most of the time.

My personal angst is that I committed to building a nice house to which my wife and I could retire and enjoy life in 05-06 at the height of the bubble. Our timing couldn’t have been worse. Despite losing a ton of income over the past few years, I’ve scrambled to reinvent myself and work much harder than I did before. I don’t mind this since I enjoy what I do and I think I’m pretty good at it. And I’ve been lucky with respect to health issues.

So I do the right thing and don’t strategically default on a mortgage. But in the background is the question of why not. Why should I pay off this debt honorably while so many others get help or simply run away? As Tom Barnett points out in a recent post, its because if I do that, I effectively subsidize the behavior of those I don’t respect.

Now we have a White House and Congress that says I’m the problem because I don’t pay enough taxes. I’ve reduced our savings to virtually zero, spend lots of time on charitable purposes, and yet I’m the dupe who continues honoring that mortgage from another era while paying for the bail-outs for those who can’t. But on the other hand, I do get monthly payments from Social Security and I don’t lose sleep at night because there is Medicare to help when health issues arise.

I’m doing everything I can to help this economy. I’m working my a__ off , I’m doing everything I can to honor all long-term debts. But I’m as stingy as possible on consumer spending. I’m not spending any money to promote my business. It means I have nothing for venture investments. It means that while I’m a died in the wool Democrat, I am not particularly hopeful that the current leadership has a clue how to solve these problems. I’m a conservative Democrat on domestic issues and a liberal Republican on foreign issues. But the House of Representatives is hostage to the Tea Party and the GOP stance on taxes is, as the British magazine The Economist said recently, “economically illiterate and disgracefully cynical.”

Absent the financial crisis, I’m very happy with my life and the decisions my wife and I have made over these past 40 years. And while I look at Washington as being filled with clueless politicians with no business experience spending all their time trying to tear each other down, I’m no fan of Governor Scott either. Just because you have the necessary skill sets to run a successful big time corporation doesn’t mean you have the necessary skill sets to run a public enterprise such as the State of Florida.

Frankly, I’ve been lucky all my life, and there is no reason to think that will change. But I’m not happy about being forced to scramble full time. I don’t like being in debt any more than the next person. I’m committed to doing the right thing by my clients, regardless of the outcome. So we weave our way, doing the best we can and trying to make sense of all this. Fortunately, this latest reinvention of myself with the internet gives me a chance to vent a little. Just this simple exercise of writing all this down prepares me to better interact with those of you who call or send emails asking “what now?!?”

Keep the faith. This too shall pass. I’m convinced the road map I’ve been talking about over the past two months is real, is valid, and will result in a positive outcome for all of us.