6 Social Security Traps to Avoid

My Comments: (I’ve missed a couple of posts for which I apologize. We went to my 55th high school reunion and met some interesting people. Much more interesting than thay were 55 years ago, assuming I remembered them at all. The prevailing sentiment was to congratulate each other for being upright, breathing and taking noursishment.) …

Continue reading 6 Social Security Traps to Avoid

10 Numbers Everyone Should Know About Social Security

My Comments: Understanding the Social Security system and helping clients make the best choices has become a passion for me. Before a few months ago, I never realized there were a total of 97 months to choose from when signing up for benefits. I never knew the difference between the best month and the worst …

Continue reading 10 Numbers Everyone Should Know About Social Security

Is Social Security Really Going Broke?

My Comments: Two days ago, I posted an article with 11 Tips About Social Security. Only it somehow got posted without a Title. I didn’t notice and no one called or emailed to tell me about it. Maybe the article was compelling on its own or more likely, few people pay any attention to these …

Continue reading Is Social Security Really Going Broke?

11 Tips to Help YOU With Social Security Benefits

Comment from Tony Kendzior: I’ve been happily accepting monthly checks from the Social Security Administration now for over seven years. I don’t wonder much about it anymore; they just show up in my bank account and along with my wife’s check, make a better positive outcome for us every month. I’m also finding ways to …

Continue reading 11 Tips to Help YOU With Social Security Benefits

10 Things You Must Know About Social Security

My Comments: The folks behind this headline is Kiplinger, the people who publish the magazine about money. Ever since I began to offer meaningful Social Security advice to clients and prospective clients, I’ve been sensitive to all the ideas that are circulating out there. These 10 Things are presented in a slide show where you …

Continue reading 10 Things You Must Know About Social Security

Chained CPI Could Cut Social Security Benefits

My Comments: The following is an arcane topic that will bore some of you and cause you to find something else to read. That’s OK. But for those of you interested in what might happen to your Social Security income, you might find it interesting. Economic fundamentals tells you that, over time, a balance has …

Continue reading Chained CPI Could Cut Social Security Benefits

Restricted Application for Social Security Benefits

My Comments: Years ago, it was simply a matter of waiting to reach 65, showing up at the Social Security office and then waiting for a check to appear in the mail. Today, that idea is quaint and naive. As the baby boomers reach age 62 and beyond, it’s become a chore to figure out …

Continue reading Restricted Application for Social Security Benefits

6 Things About Social Security You Should Know

The idea of simply signing up for Social Security checks once you reach at 62 used to be a good idea. Not anymore. For each of us, there are 92 possible months to sign up. How do you know which one is best. And once you sign up, there is no turning back. I’ve recently …

Continue reading 6 Things About Social Security You Should Know

Time to Retire the Idea of Retirement

My Comments: The idea of retirement has been part of my psyche since day one. My parents had friends while I was growing up who were retired and there was discussion about retirement in the household. Over the following years, the idea was mainstream, expected, and normal. Now, not so much. When you think about …

Continue reading Time to Retire the Idea of Retirement

Social Security: A Windfall For the U.S. Government?

My Comments: I’ve talked about Social Security from time to time in this blog. I’ve expressed my opinion which contradicts that of my son (age 41). He thinks it’s unlikely he’ll ever see any benefits from what all of us know as Social Security. Some 30 years ago, there was widespread perception that it could …

Continue reading Social Security: A Windfall For the U.S. Government?