There are three basic investment principles to which I adhere and one realization. The three principles are: 1. Seek to minimize losses; 2. Seek to minimize fees; 3. Diversify. Diversification can mean different things to different people. To me, it is not a blind "spread it across all asset categories" approach. Although this is what …
Tag: financial planning
Hypothetical Happiness
It occurred to me last week that I’ve become pretty gloomy in the posts I’ve been putting up these last few weeks. This happened in the car on my way home and I began to reflect on good things that have happened to me recently, the fact that I’ve considered myself a lucky person all …
The New Rules:
Tom Barnett is a self described strategic thinker. His focus is on what is likely to happen several years down the road, whether its political, military, demographic or whatever. It's sometimes difficult for me to worry about what might happen several years away when the here and now is driving us up the wall. But …
The Pros and Cons of Paying off Your Mortgage Early
Given current economic pressures, many people are trying to erase debt from their financial picture and focus on saving and safer investments. Americans are paying down their credit cards and cautiously borrowing money. Not surprisingly, paying down the home mortgage has become an attractive option for people in a financial position to do so. However, …
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Capital Market Insights – September 12, 2011
Here is your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help you stay informed about important developments in economics, the markets,… CONTINUE READING HERE...
8 Quotes to Vanquish Doom, Gloom, Panic, and Negativity
If you are like me, I’m tired of the endless parade of talking heads on TV debating what we should do to succeed in these challenging times. Watching the ping-pong blame game and absorbing so many predictions of doom and gloom can take a toll on you. From my earliest days, I’ve always thought the …
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Trusts and What They Are – Part Three
Part Two ended with comments about Irrevocable Life Insurance Trusts. Here is a continuation of those thoughts. Again, my thanks to Richard M. White, Esq. here in Gainesville for providing the necessary resources for this overview... Private Trusts Most trusts are private trusts. In addition to those commonly encountered, there are many that have very …
The Whole Truth and Nothing But
By THOMAS L. FRIEDMAN Published: September 6, 2011 Kishore Mahbubani, a retired Singaporean diplomat, published a provocative essay in The Financial Times on Monday that began like this: “Dictators are falling. Democracies are failing. A curious coincidence? Or is it, perhaps, a sign that something fundamental has changed in the grain of human history. I …
Capital Market Insights – September 6, 2011
Here is your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help you stay informed about important developments in economics, the markets, and … CONTINUE
Trusts and What They Are – Part One
Many thanks to Richard M. White, a friend and colleague who is an expert on Wills and Trusts. He is an expert estate planning attorney with an office in Haile Plantation here is Gainesville. He has given me material over the years from which I have drawn conclusions that will be helpful to the general …
Helping Define Your Financial Future 