My Comments: As a financial advisor who is asked for investment advice, an important consideration is the age of the person seeking the advice. Someone age 40 is likely to get a different answer from me than someone age 80, especially if we’re talking about the need for income when working is no longer an …
Continue reading Global Food Reserves Falling As Drought Wilts Crops
My Comments: OK, I didn't know we had a water advantage. I was aware we had an advantage in natural gas that is probably going to make us energy independent within the next decade. I am aware that as a middle class emerges around the world, that the flow of food in coming years is …
Continue reading Smart Argument on Handling America’s Water Advantage
My Comments: OK, if you can’t stand reading about economics, then skip this blog post. On the other hand, if you have concerns about the economy and whether your vote in the upcoming election will have any influence on the amount of money you have to spend ten years from now, then you might want …
Continue reading Studying a Paradox: When Higher Tax Rates HELPED the Economy
My Comments: There's really very little I can add to this. I will say that many of my clients are widows, clients who came to me years ago when their husbands were alive and together, they chose me to help them with their retirement funds. That they are still clients suggests that my efforts on …
Continue reading 5 Tips to Help Women Manage Their Financial Futures
My Comments: My wife and I are proud recipients of a Social Security check every month. If that makes us "socialists" and you have a problem with that, I couldn’t care less. Demographics are going to cause adjustments in the payout to recipients, the level of contributions from working citizens, and when you can start, …
My Comments: I describe myself as a financial planner and investment advisor. I use this blog to attempt to bring my ideas to the general public, some of whom will from time to time contact me for advice. (at least that’s the plan...) Meanwhile, members of the general public are faced with a choice of …
Continue reading SEC Offers Primer on Selecting a Financial Planner
My Comments: As a financial planner for longer than I can remember, there has always been tension around the question of whether or not to have an individual retirement account, or IRA. The IRS makes the rules that allow someone to put earned income in a special account with tax advantages. You know what I …
Continue reading Are Richer Clients Getting Outsized Benefits From Tax Deferral?
My Comments: Yesterday, I posted some comments on Romney’s approach to Medicare. The reason I’m putting this out there is that as a Medicare recipient myself, I’m very interested in the outcome. Many of my clients are in similar situtations, and as we age and develop health issues, how we get treated has a huge …
My Comments: This post comes courtesy of BenefitsPro.com. The editor has been a strong supporter of Mr. Romney until an email he sent last week said “It’s Over”. He said he could no longer support the GOP candidate and was going to vote for Ron Paul. Here’s a link to his comments. I’m not sure …
My Comments: By now you know that I spend time every week talking about the cost of a college education for your student and for any student in high school who has expectations of getting a college education. I've asked help from you in the past as to how to get this message across to …
Continue reading Don’t Pay for Your Kids’ College, Wealth Manager Urges Boomers
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