Ideas to help preserve and grow your money
My Comments: This doesn’t make sense to me, but I admit to having been mostly in cash for many months now and missed much of the gain. I’ve been struggling to find a rationale to move from 75% cash to something less. I encourage you to read this if you too have doubts since I …
Continue reading Sentiment Speaks: Bulls Are Large and In Charge
My Comments: I’ve now spent 45+ years of my life helping others figure out solutions to their financial problems. It wasn’t until recently that I’ve focused my attention on this debt problem. I was mostly focused on growing the amount of money they had with which to pay their bills. Apparently I’m not the only …
Continue reading Nearly Half of All Americans Expect to Retire in Debt, Survey Finds
My Comments: As someone already retired, I can tell you not being assured there’s enough money on hand to sustain our chosen standard of living is a source of constant stress. That may be caused by a personal history that started as a child or it may be because there really isn’t enough money in …
Continue reading Do You Have Enough Money To Retire? Six Things To Consider
My Comments: James M. Dahle, MD, of Salt Lake City, has a website where he provides financial advice to physicians. He ended his medical career and now functions as a financial doctor, with a huge following, prescribing financial remedies and ideas to those in the medical profession. He’s known as the White Coat Investor. He …
Continue reading How to Spend Your Nest Egg – Probability vs. Safety First
My Comments: In my capacity as a retirement specialist, I’ve had my share of clients with similar circumstances. Two come to mind that either had no children, or if they did have children, had no trust in their ability to manage their affairs before they die. All I can do is help structure their assets …
My Comments: Retirement for most people has a time frame of many years. It’s a period where health issues become more frequent and one’s ability to generate new income is increasingly difficult. For some that’s important since too many people these days retire without enough money to last the 25-30 years they’re likely to live. …
Continue reading Using a Reverse Mortgage as a Retirement Investment Tool
By Tony Kendzior \ March 8, 2022 Retirement for many of is a 25 - 30-year trek into the future. And climate change is going to influence how those years are lived by many of us. And for the record, I first posted this in 2019, had it appear in the Gainesville Sun and decided …
My Comments: Despite what’s said in the first sentence below, discipline also applies if you’re NOT investing for the long term. Or at least a better understanding of what “long term” means for you. As someone how living in their ninth decade of life on this planet, my personal definition of long term is much …
Continue reading Volatile Markets Underscore Importance of Discipline
My Comments: Once again I’m grateful to Erik Conley for his insights on what to me might otherwise be something from ancient Greek translated into modern Arabic. That’s because I generally have no clue what the technical wizards in the world of money and investments are talking about. But this one, maybe because the explanation …
My Comments: Many of you may have negative thoughts when you hear the term ‘reverse mortgage’. At one time that reaction was reasonable, but not any longer. Today, they are a legitimate financial planning tool that advisors like me employ when the circumstances are appropriate. As you will read below, they can be a life …
Continue reading Save Your Retirement with a Reverse Mortgage
Helping Define Your Financial Future 