A growing number of financial planners and investment advisors are coming to realize that all financial issues cannot be properly addressed solely with a portfolio of securities. As someone who has been licensed to sell insurance for longer than I’ve been licensed to provide investment advice, I recognize that much of what I do is …
Category: Long-term Care
A Healthy Dose of Reality
Paying for healthcare was the primary topic of a recent issue of Financial Planning magazine. When it comes to retirements, we assume that each of us will qualify for Medicare. For those of us already qualified, Medicare is a lifesaver, no pun intended. But... When we are young and feeling good, we take our health …
The Rising Cost of Long-Term Care Services
( I swore to myself that I would have a post today with a "positive" message. Sorry.) By Howard Gleckman on October 26th, 2011 The Metlife Mature Market Institute has released its annual survey of the cost of long-term care services, including nursing homes, assisted living facilities, adult day programs, and home care. And the …
Florida’s New Web-Based Health Marketplace Soon to Go Live
I have issues with much of the criticism about ObamaCare (or however you spell it). I've been involved with health insurance, how its designed, how its priced, how it has changed, how it has become abused, etc., for almost 40 years now. Yes, there will be some problems and unexpected consequences, but by and large, …
Continue reading Florida’s New Web-Based Health Marketplace Soon to Go Live
“Let Him Die”
I want to build on comments revealed the other day in a writing by Jacob Weisberg which appeared on September 13th. He was talking about the debate in Florida that featured 8 Republican presidential hopefuls. For many years I’ve been telling my children that one of the issues they will face as they age is …
The Long-Term Care Conundrum
For many readers, the term "Long-Term Care" belongs in a foreign dictionary. Its an obscure concept that has very little relevance to them. At least until one of their parents faces the prospect of assisted living or perhaps something more serious. Or something unexpected and bad happens to you. In the traditional sense, you can …
Helping Define Your Financial Future 