Door #1 is to retire as soon as you can and hope for the best. Door #2 is to keep working as long as you can and hope your health holds so you can enjoy retirement. There may be a third alternative that you can choose which we’re calling Door #3. It may give you …
Category: Investment Planning
Find Free Money to Pay for College – Ch. 1
College planning and retirement planning go hand in hand. As someone who has helped clients with their retirement plans for over 30 years, I like to think I know what I’m doing. A subset of retirement planning is college planning or college funding. I’ve discovered that you can’t offer one without impacting the other. Typically …
The Case for Alternative Investments – Part III
The intent behind this series of posts is to give you an idea about “alternative investments”. What they are, how they have performed over the last several years, and whether or not you should begin to employ them in your personal investment portfolios. I think you should, and by the end of this discussion, you …
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5 Myths About the Economic Recovery
As a financial planner I’m often asked by clients and non-clients for my opinion about the economy. My stock answer, “I have no idea!”, is driven by the fact that I really don’t have a clue. Yes, I consider myself pretty knowledgable about economics, I read extensively about global economics, about business, about financial issues, …
A Positive Note for Monday
BNY Mellon-Dreyfus chief economist sees 4% growth globally as global economic expansion continues Speaking at the Pershing Insite conference on Wednesday, Richard Hoey, chief economist for BNY Mellon and Dreyfus Corp., proclaimed that “we’re still in a global economic expansion,” but said that the rate of growth differs sharply between those countries that have experienced …
The Case for Alternative Investments, Part II
Part I began my discussion about Alternative Investments by trying to help with an understanding of the terms used. I referenced some of the investments that are thought of as “alternatives” and began to provide definitions for some of the words and phrases necessary if you’re going to employ Alternative Investments in your portfolio. As …
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Confusion Among Investment Professionals?
No, not really, but... The following two summaries, issued this week, from two programs that I use for clients' money, will give anyone pause. I’ve removed the names to protect the innocent... The first reads as follows: _________ issued the following statement regarding today’s new allocation: We made adjustments to the portfolios consistent with our …
The Dow Jones Market Index Explained
The Dow Jones Theory is probably the most popular theory regarding the behavior of stock market prices. It has been around for almost 100 years, yet even in today’s volatile and technology-driven markets, the basic components of this theory still remain valid. The theory derives its name from Charles H. Dow, who established the Dow …
The Case For Alternative Investments – Part I
For the past ten years, the markets have essentially gone nowhere. And it is entirely possible this history will repeat itself over the next ten years. If the pattern holds, all investors will be forced to rethink their assumptions about asset allocation and diversification. Otherwise, we’re unlikely to be successful if our objective is to …
Continue reading The Case For Alternative Investments – Part I
Weekly Insights from Curian Capital
It's hard to find a short, comprehensive description of what's happening in the global economy. And most of us don't have either the time or the specific need to read the Wall Street Journal and come to our own conclusions. We just want a short summary to help us make intelligent decisions. This Weekly Insight …
Helping Define Your Financial Future 