Susannah, a local photographer of renown, gave me one of her images to include among my header images for this blog. Unfortunately, the format forced me to trim it. But I love the color and the palm trees. My house is a similar blue which reminds me of Bermuda. You should visit her gallery at …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Why Inflation HAS to Go to 5%
Best article of the weekend from Brett Arends. He argues that until we have a bout of higner inflation, we are going to remain stuck in the doldrums as far as the economy is concerned. He says its the only way for the debt we have to become less significant. READ IT HERE...
Murphy’s Laws, Part II
Cole's Law: Thinly sliced cabbage Moer's Truism: The trouble with most jobs is the job holder's resemblance to being one of a sled dog team. No one gets a change of scenery except the lead dog. Finagle's Third Law: In any collection of data, the figure most obviously correct, beyond all need of checking, is …
The Case for Alternative Investments – Part IV
Are you more than a little worried about where the markets are heading? If you are, and you don’t have millions on the line (that’s most of us) then I’m going to jump ahead and tell you now about three investment options from Purcell Advisory Services, out in Tacoma, Washington. I’m actively putting clients into …
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Maybe You Should Choose Door #3
Door #1 is to retire as soon as you can and hope for the best. Door #2 is to keep working as long as you can and hope your health holds so you can enjoy retirement. There may be a third alternative that you can choose which we’re calling Door #3. It may give you …
Find Free Money to Pay for College – Ch. 1
College planning and retirement planning go hand in hand. As someone who has helped clients with their retirement plans for over 30 years, I like to think I know what I’m doing. A subset of retirement planning is college planning or college funding. I’ve discovered that you can’t offer one without impacting the other. Typically …
1984 Winner of the Bulwer-Lytton Fiction Contest
The lovely woman-child Kaa was mercilessly chained to the cruel post of the warrior-chief Beast, with his barbarous tribe now stacking wood at her nubile feet, when the strong, clear voice of the poetic and heroic Handsomas roared, "Flick your Bic, crisp that chick, and you'll feel my steel through your last meal." --Steven Garman, …
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The Case for Alternative Investments – Part III
The intent behind this series of posts is to give you an idea about “alternative investments”. What they are, how they have performed over the last several years, and whether or not you should begin to employ them in your personal investment portfolios. I think you should, and by the end of this discussion, you …
Continue reading The Case for Alternative Investments – Part III
5 Myths About the Economic Recovery
As a financial planner I’m often asked by clients and non-clients for my opinion about the economy. My stock answer, “I have no idea!”, is driven by the fact that I really don’t have a clue. Yes, I consider myself pretty knowledgable about economics, I read extensively about global economics, about business, about financial issues, …
A Positive Note for Monday
BNY Mellon-Dreyfus chief economist sees 4% growth globally as global economic expansion continues Speaking at the Pershing Insite conference on Wednesday, Richard Hoey, chief economist for BNY Mellon and Dreyfus Corp., proclaimed that “we’re still in a global economic expansion,” but said that the rate of growth differs sharply between those countries that have experienced …
Helping Define Your Financial Future 