Most of us want to own a little life insurance. Some of us need to own a lot. We know that sooner or later will come a day of reckoning, and hopefully, there will be people to mourn us and carry on. None if this is easy to talk about. As someone licensed to sell …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Nine Global Ideas to Kick-start the US Economy
By now, you will have discovered that I have an interest in global politics and economics. That’s because increasingly, what happens across the world will significantly influence how much money I’ll have for the rest of my life. And you’ll have for the rest of your life too. As a Registered Financial Advisor, its in …
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Ch. 3 – CollegeMoneyNow – Help With College Funding
Given all the media coverage of skyrocketing college costs, you would think that parents would have a good grasp of the cost of an undergraduate education for their children and how they are going to pay for it. I don’t think they do. For many families, financing the cost of college remains a mystery. The …
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Captital Market Insights – July 11, 2011
Here’s your Weekly Insights update from Curian’s Asset Management Group. This informative capital market update is designed to help you stay informed about important developments from the past week, as well as provide thoughtful commentary on how these events might… CONTINUE…
A Reason We’re Losing the Globalization Game
Disturbing piece by John Bussey in the WSJ, noting how, as Congress dithers on free trade pacts regarding Colombia, Panama and South Korea, our competitors are moving ahead with their own and on that basis expanding their export presence, while US firms cannot due to the higher tariffs suffered. The US soybean industry alone thinks …
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The Case for Alternative Investments – Part VI
When I started this series, I began with some definitions to help the reader understand some of the jargon inherent to the discussion. One word I forgot to define is “correlation”. In financial terms, it refers to the extent to which the value of different asset classes (bonds, stocks, gold, etc.) move in relation to …
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What’s Happening Today?
From time to time I get word from one of the money management programs we use that I think will give you some guidance if you are intent on managing your own money. Here's what arrived today... "After trading sideways for a majority of June, the markets rallied beginning in the last week of the …
Something Troubles Me
Ever since I took Economics 101 some 42 years ago, I have understood that "interest", in the financial sense, was the price you paid for the use of someone else's money. If you had money, and someone else wanted it, you could charge "interest" and in time, you would get back what you loaned to …
Does Government Matter?
Washington’s fight over the debt ceiling has obscured a larger reality: Government has lost its ability to influence the economy. A nice analysis that explores the concensus that the state pulls the levers that determine economic health. Zachary Karabell suggests that is no longer true. The essence of his summary: "What, then, can nations and …
Is College a Waste of Money?
In an unusual mid-month commentary, PIMCO chairman Bill Gross says fiscal balance alone will not likely produce 20 million jobs over the next decade. He said the government must re-think how it approaches job creation, and said that a college education was a waste of money. “It is becoming obvious that the 2012 election will …
Helping Define Your Financial Future 