My Comments: An email recently appeared in my inbox from a Deloris Johnson who identified herself as the Community Outreach and Senior Advocate for an organization called Caring.com. I clicked on the link she sent and found myself looking at A Guide to Social Security for Seniors.

I’ve been a Social Security benefit recipient since 2006. In 2016 I started holding a series of workshops about Social Security as sponsored by the American Financial Education Alliance. The focus was to help people reaching toward retirement age better understand the dynamics of retirement, specifically about Social Security, and hopefully impress some of the attendees to become clients. In that I was successful.

What appears on the Caring.com website are words and tables important for any of you to know about as Social Security exists today. It’s a long read but for those of you not yet receiving SSA benefits, I really encourage you to read all of it.  

It will change in the years to come. There is talk among certain people in Congress who argue that Social Security is harmful and dramatic changes are necessary. Yes, minor tweaks from time to time are necessary and have happened to the program since its’ inception in 1935. Just know that today, many millions of Americans depend almost exclusively on Social Security benefits to survive from month to month.

If that ends, how as a society are we going to deal with more homeless and possibly starving people across all 50 states? Do we just let them die? So if you are of an age where retirement is clearly in your future, I encourage all of you to familiarize yourself with what will appear if you click on the link just below. You have to be prepared and potentially proactive as notice of changes appear from time to time.

25 AUG 2023 from Delores Johnson at  https://tinyurl.com/2s3a9j97