My Comments: This is a long read. It comes from a podcast that lasted a little over 25 minutes. But it has important insights about how you might want to invest your important retirement funds going forward. It is argued that the dynamics of investing have changed and the approach for the average investor 50 …
Author: Tony Kendzior, CLU, ChFC - Financial Planner
I've lived happily, raised a family, and enjoyed a professional life in Gainesville for over 50 years. The next several years are full of promise. My goal is to find new clients, new friends and somehow share the wisdom I've accumulated over these many years. And when I have time, play a little golf and travel with my family. Cheers!
Plan For Retirement With These Important Steps
My Comments: Mindful that I have no idea how old you are today, whether you'll even live long enough to retire, or what your current thoughts are about retirement, there are a few things to keep in mind as the years flow by. One is that unlike the older generation today, you need to anticipate …
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Why And How You Need To Think Hard About The Next Bear Market Now
My Comments: We know that life does not move in a straight line. Ups are almost always, sooner or later, followed by downs. Ups are typically thought of as good and downs thought of as bad. In civilized society today, having money when you need it has a calming effect of us as we encounter …
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A Day In The Life of Sue Republican
My Comments: I'm at the point in my life where I only have time and energy for what I determine is in my best interest and conform to my views about life and what's in the best interest of my family members. If the message following this paragraph p**ses you off, feel free to unfriend …
What Defines Leadership?
My Comments: Some of my readers tell me I have TDS, which I assume to mean Trump Derangement Syndrome and not Tax Deducted at Source, or Total Dissolved Solids, or maybe The Dark Side. If so, I suffer proudly. I've been exposed in one way or another to leadership issues my entire life. I've worked …
3 Important Social Security Changes That Joe Biden Might Make Happen
My Comments: As someone who has held workshops on Social Security and how to navigate the sometime indecipherable language and complexities of the system, I'm very aware of it's flaws and it's benefits. Whether you abhor socialism or not, the Social Security apparatus in this nation of ours has evolved into a fact of life …
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Is Retirement Under Attack?
My Comments: I'm very aware I have a bias when it comes to voting for, or against, candidates for elective office and options to amend existing legal structures. I'm also unaware of anyone who does not have a bias. We are all the result of our individual and collective experience with life that defines who …
3 Reasons to Take Social Security at Your Full Retirement Age
My Comments: Despite the musings of The Donald, it's unlikely Social Security will go away. Today, over 64 million of us derive a benefit from this program. Many more millions of us contribute weekly to an account that, assuming we continue to live, will contribute to our future financial security. Each of us with a …
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Car Design Is About to Change Forever.
My Comments: The world continues to change and those of us who can accept and embrace these changes will be more likely to survive and thrive as the years inexorably roll by. Whether you're an investor, attempting to position your money to grow so you'll have more to spend in the future, or just someone …
Warren Buffett Loves Index Funds, and Here’s Why You Should, Too
My Comments: In days past when I was professionally active as a registered investment advisor, index funds were boring. My attempts to add value to my relationship with clients was to provide exceptional insights into what was happening, and more importantly, was what going to happen. But I long ago realized I didn't have the …
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Helping Define Your Financial Future 